AVOID AVOID AVOID AVOID AVOID AVOID! Very sketchy mishandling of our account. Dharma allowed a fraudulent terminal to be created with our merchant ID, without verifying its authenticity with us the owners. As a result, our account was hit with fraudulent refunds in excess of $3,000 until Dharma noticed and finally put in security, 3 MONTHS LATER. Even so, they NEVER told us about the breach, instead reprogramming our terminal and reissuing our merchant ID without any explanation as to why. When we noticed the incongruous charges, they claimed it is OUR responsibility for the funds, not theirs. They are on very shakey legal ground here. SOMETHING VERY BAD IS HAPPENING AT DHARMA. AVOID AT ALL COSTS.

Dharma delivers what they promise Dharma delivers what they promise - Great processing rates, no hidden fees or charges quietly added to my bill. Integrity and honesty are difficult to find in the merchant service world. Dharma also has good staff support. Being a bookkeeper, I have dealt with many different processors in different types of business. Dharma is definitely the best.

Dharma is topnotch! Dharma has been great to work with! The reps and support team have always been quick to respond and helpful in any way possible. I have found them to be trustworthy and honest. The rates are outstanding and the user interface for reconciling daily batches is very user-friendly and intuitive. I would highly recommend them to anyone.

Previously used First Data and Switched Previously used First Data with Suntrust. Switched to Dharma. Transition was seamless. No issues at all. Staff loved the customer support. Honest people. Transparent. Better price and contract. Millions of times better than First Data.

Best processor by far in our 20 years of business We've had several processors over 20 years and Dharma is by far the best. Rates are very competitive, they don't go up unexpectedly, and customer service is great. Even better is the company's philosophy. This company does not act like a bank--a welcome and refreshing change from all the others we've suffered with. Thanks, Dharma!