I researched over 15 companies! I am vast knowledge in credit card rates, what is offered by various companies, and what gimmicks many of these companies try to play. I researched over 15 companies, trimming down to three finalists. Dharma was the SECOND cheapest when it came to ALL cost associated with processing credit cards in a high-volume single unit restaurant. We went with Dharma because the sales rep simply answered the questions, did not try to "win" us over, and was straight forward. What made the difference is that Dharma does A LOT for society by donating to many charities and being a responsible business. Being a Rotarian, that matters, and we are willing to go with the SECOND cheapest company for what they stand far. They are also a small company with only a couple dozen employees with extremely low turnover (I also researched the company regarding employee satisfaction rate such as glass door). That means they take really good care of their staff...and that matters!!!

Dharma is topnotch! Dharma has been great to work with! The reps and support team have always been quick to respond and helpful in any way possible. I have found them to be trustworthy and honest. The rates are outstanding and the user interface for reconciling daily batches is very user-friendly and intuitive. I would highly recommend them to anyone.

We love working with Dharma Merchant… We love working with Dharma Merchant Services! Their values align with ours, they care about us as customers, are friendly when we call with questions, and give us a great price. We honestly couldn't be happier, and no one is paying us to say that!

Best processor by far in our 20 years of business We've had several processors over 20 years and Dharma is by far the best. Rates are very competitive, they don't go up unexpectedly, and customer service is great. Even better is the company's philosophy. This company does not act like a bank--a welcome and refreshing change from all the others we've suffered with. Thanks, Dharma!

Great merchant services company! Dharma Merchant Services is one of the best companies we have ever done business with! Every single person we have interacted with has been friendly, understanding, efficient, and effective. They have always gone out of their way to make sure they've answered every question and solved every problem we've ever thrown at them. And on top of all that, their fees are quite competitive!