Whoops, why did I get insurance with these? Whoops! Now, I've done it. I got pet insurance through 4Paws and didn't spend enough time reading reviews. Here's the true story: After waiting 5 weeks, sending 2 emails of complaint in that time and having three long-winded phone calls with staff who seemed very unsure of their job (but always seem to work in an office where nobody is actually in charge 'there are no managers in today') we finally -after 5 weeks - had our claim settled. Awful service. I dread to think what they will do to my premiums now I have claimed. Avoid this company like the plague.

This company are absolutely f***ing… This company are absolutely f***ing rubbish. Unfortunately I'm stuck with them because I was with them when my dog had a cancerous lump removed otherwise I would have left them long ago! Still haven't settled my claim from August when said dog had an operation to remove 3 lumps which turned out to be benign. Now they're trying to say I need to make 3 separate claims for each lump because they were different types of benign, meaning they want me to pay my excess 3 times and lose out on at least £350 even though they were removed in one operation! Absolutely disgusting.

Phoned 4 paws to make sure my dogs… Phoned 4 paws to make sure my dogs treatment was covered and I asked as it was an ongoing problem once the vet had finished the treatment then could we make a claim ,as it turned out I was nearing the end of first year and they processed a claim without my consent and paid out £1.27 which was what was left of the vet bill after they took there excess .and then was told if I wanted to claim again as it was a new year I would have to pay another years excess .

Slow settlements Despite claims that settlements are made within 7 to 10 days, it took 21 days, plus a number of phone calls pleading that we needed to settle the credit card bill. When the cheque finally came it was made out to a different name to that I stated on the claim form. Customer service was polite but ineffectual, claims dept - hopeless. I'll be looking elsewhere when its time to renew.

STILL WAITING FOR A CLAIM STILL WAITING FOR A CLAIM! We submitted a claim 4 weeks ago and still waiting for the claim, with little communication. They stated 2 weeks inc fast settlements- we have submitted 3 claims and I can tell you this is not the case. Me and my wife have £2000 sitting on our credit card and are going to miss payments and incur cards, so this is why we are deeply annoyed. Avoid!!!