If I could I would give this very… If I could I would give this very dysfunctional heath plan 0 stars!!! The representative “Celida” hung up on me!! I would never give my business to them!!!, OR refer them to anyone!! American healthcare is so so dysfunctional!! I choose NOT to profit any American healthcare company!!

If you’re on a specialty medication If you are on a specialty medication find another insurance. Cigna holds you hostage to Accredo, a company with 1star reviews which I 100% agree. Took 4 months to get my husbands med started and would not tell me what my final co pay would be until after they sent it so we’d be stuck with the max price…can’t return a medication. Still fighting with Accredo and spending lots of time doing so. Will be calling AGAIN today! Give alternative specialty pharmacy options. Will find new insurance asap just to get away from Accredo!

bad experience I got Cigna insurance provided by my former employer. During my employment, I already observed very inconsistent service level by Cigna, they rejected some services for some colleagues but reimbursed the same for others. And when a manager stepped in, they eventually compromised and fixed it. Now I left the company, and they keep rejecting many of my claims, and I have no one to represent me and protect my legit benefits anymore so they just ignore all my claims and complaints.

I work with over 50 Out of Network… I work with over 50 Out of Network providers and Cigna has always been a favorite carrier until today! Cigna is working with DataiSight that prices non-contracted claims under the MRC rate. The claim in question processed at 75% of the Medicare rate, but Cigna already confirmed the claim would be processed at 110%. This is unethical!! Shame on you Cigna!!

They don’t cover anything and are very… They don’t cover anything and are very expensive. Stay clear of this insurance company. It would be better just to pay out of pocket and save yourself the premiums.