Following on from my review below… Following on from my review below regarding unpaid claims Cigna asked me to contact them which I duly did. They then replied with an email saying wait 10 days - one of these claims is at least 2 months overdue already. Cigna are depressingly bad.

Good Faith I live in the northern Philippines on the island of Luzon. I have been a Cigna Global Health Insurance individual policyholder for the last seven years. Last month, I was diagnosed with bladder cancer and had to have a procedure, known as a TURBT. I did it at a local out-of-network hospital near where I live. Prior to doing so, I contacted Cigna and was told that my out-of-pocket-expenses would be fully reimbursed in accordance with the terms of my policy. This was done without issue. I received the entire reimbursement, deposited directly into my bank account. It’s now a month later and I need to repeat the same procedure. This time, I will be doing it at one of the best (and, also, most expensive) hospitals in the Philippines, St. Luke’s in Quezon City, Manila. St. Luke’s is an in-network hospital that Cigna deals with directly. The cost will be twice as much as the first hospital. St. Luke’s international patient unit has been coordinating with the Cigna medical unit assigned to assist me with and, also, sign off on my treatment and hospital admittance. I am due to be admitted today. Cigna has just issued a Guarantee of Payment letter to the hospital, which relieves me of any worries about the bill being paid or my claim being denied. I felt compelled to post my Cigna experience in large part because of the overwhelming number of negative and angry comments about Cigna that have been made on this site. After reading some of those reviews during my first hospital stay, they caused me considerable anxiety and worry over what I might be facing now that I was sick and would be using my Cigna health insurance for the first time. My experience with Cigna contradicts all those negative reviews. These last six weeks have been the worst in my life. Cigna, however, deserves nothing but high praise. The company’s representatives have taken an active part in taking care of my health coverage and offering additional support, when the most precious thing I possess, my health, is being assailed. Cigna, its medical staff and customer service phone reps, have been nothing but great. I am very appreciative. Thank you.

Cigna Scam Artist With Claims my son to the nearest emergency room. Days earlier he had been to a Cigna approved urgent care. Had they treated him correctly we would not have been in the ER at 1:30 am with an allergic reaction causing huge hives and pain to his neck, shoulders, and hands. Apparently I should have gone to the further ER that was in network and took a chance on his airway being compromised and told him to just suffer with the pain. He was given several IV medications, monitored and sent home. Long story short they will not pay the doctor as they say he is out of network so Im sure they will not cover the visit. Cigna makes me ill. I don't know how these people sleep at night. 03/13/2024 I have sent an email twice with no response. Now I would give zero stars if it was an option.

3 weeks and no reimbursement Just joining the queue of people who are still owed reimbursement by Cigna. After 3 weeks, I still have no confirmation of even filing the reimbursement request. I had to call them two weeks ago for them to confirm the request is in the system. But still, no acknowledgement at all of the process. Outrageous.

I want to give them zero stars - avoid like a disease I want to give zero. These guys are absolute crooks. AVOID!!. I took out PLATINUM insurance and it's virtually impossible to get any refunds for medical services out of them. I have cancelled but will now take action