They are thieves Horrible...they rob you and when I say rob you, they literally charge you unlimited amount in fees even though they promise you there won't be any further fees. Even after you graduate from their program and any leftover amount is supposed to go back to your bank account, they will charge you a huge portion of the leftover amount in fees and only refund you 20%. This is what happened with me.

WARNING!! WARNING!!! Do not use this group. They will take your money, not live up to there end of there own contract, and then refuse to refund your money that is due back to you. I had them hell me settle some accounts, but they did not deal with a couple accounts, but they charged the service fee for those accounts, and are not giving my money back when they failed to manage those accounts. Find another company to help you. These guys will will not be working in your best interest. Look elsewhere.

SCUM FROM THE BOTTOM OF THE BARREL Your people can't get anything right!!! I ask for a list of attorney fees for the year 2020 & you send me a payment schedule that was dated 2019. You had a problem getting my credit cards straight. You contacted all of my creditors, when you were supposed to only contact certain ones. Now the cards I wanted to keep are closed!!! This company is the scum from the bottom of the barrel!!!!

Horrible company!!! They tell you to add more funds when you can so I added $13,000 but I still have to make all of my payments anyway. My enrolled debt was $66,628, my accepted offers totaled $38,067, my final payments will total $58,544. So they are pocketing over $20,000 and I only saved $8,000 when all is said and done. The last attorney that was trying to get ahold of me for my annual review had a spam number so I emailed them and never heard anything back. Sorry I don't answer SPAM numbers. Customer service basically told me if I didn't like what they was doing then I could pay the creditors myself. No help what so ever and now they don't want to talk to me. Don't use this company!!!!!

The young lady we spoke with was sooo… The young lady we spoke with was sooo nice! We also told her how my husband has become ill since we started the program with an aneurysm in his heart and asbestos in lungs she explained how that was considered hardship. Give that girl a raise, she is very knowledgeable Sincerely Philip David Cognetti