Worse company ever Worse company ever. They insist an account was not in litigation when their own attorney went to court and filed a answer to complaint. I was lied to by an account manager that a settlement will be sent to me by end of Sept. Guess what no settlement !! DO NOT BE TRICKED! STAY AWAY!

Horrible company!!! They tell you to add more funds when you can so I added $13,000 but I still have to make all of my payments anyway. My enrolled debt was $66,628, my accepted offers totaled $38,067, my final payments will total $58,544. So they are pocketing over $20,000 and I only saved $8,000 when all is said and done. The last attorney that was trying to get ahold of me for my annual review had a spam number so I emailed them and never heard anything back. Sorry I don't answer SPAM numbers. Customer service basically told me if I didn't like what they was doing then I could pay the creditors myself. No help what so ever and now they don't want to talk to me. Don't use this company!!!!!

A lot of false hopes and promises A lot of false hopes and promises. Simply all talk on the phone, but no action in court can't even make complete eye contact and they didn't even cross-examine witnesses even though they said they were. They will even ask you to do things that don't benefit you, and they mishandle things a lot. It's almost like they're new at their job. The members of their groups even miss court appointments. When they do finally call you back, they are negative. Too many pessimists people in their organization. Once they get you in a contract, they really change. I will not recommend them. Bad defense attorney. It is like they're on the prosecutor's side.

Do very little to help...don't trust the estimated completion My experience with this group is they settle with the smaller debt and let the larger debt go to litigation where you end up paying the full amount plus penalties and fees anyway. I've done everything I'm supposed to and not even close to finishing after the 4 year program they proposed. Now they propose a loan to finish off the rest for an additional few years. The last summons I received for the largest debt in the program, I sent them the summons the day I received and they lost it for 2 weeks so now I have to defend myself and try to file a motion for an extension.

This company tells you everything you want to hear This company tells you everything you want to hear but does nothing to keep there word. They have a bunch of people that work there and that are very good at reading from a card and cant do anything. I have have sued twice by collectors since i made the mistake of using them and ended up paying the credit card companys off my self.You will regret using them