THIS COMPANY IS A SCAM THIS COMPANY IS A SCAM. ALL THEY WANT TO DO IT ACQUIRE YOUR BANKING INFORMATION SO THEY CAN WITHDRAWAL FROM YOUR ACCOUNT. THEY ARE A CREDIT CARD PROCESSING COMPANY. OUR FIRST TWO TRANSACTION WENT THROUGH WITHOUT A PROBLEM. HOWEVER, AFTER THAT WE RECEIVED CHARGES THAT THEY ASSESSED ON THEIR OWN. WE CONTACTED THERE CUSTOMER SERVICE IN THE PHILLIPINES OR INDIA AND THEY STATED THEY WOULD ESCALATE THE MATTER. WELL THAT WAS TWO MONTHS AGO. DO NOT GIVE YOUR BANK INFORMATION TO THIS COMPANY.

Crazy fees When they sign you up, they promise no fees. Then they start you off of small fees and after that they gradually start ramping up fees for that and for that. It is just unbelievable. I did not like this company. Every time you complain they offer to review the account, but they never do anything for you anyway. They do not even deserve 1 star in my opinion.

Contacting Attorney General Contacting Attorney General. Put scam charges on my account and will not remove them to "Encytro" Do NOT DO BUSINESS WITH THIS COMPANY. Nastiest and rudest empolyees who will not help!

Worst company I've ever done business… Worst company I've ever done business with, hands down. They are thieves, crooks, scam artists, who steal your money, constantly raise fees, and then when you try to cancel your account they STILL take MORE money from you! NEVER EVER get involved with this terrible "company". If you give them your bank account info you certainly regret it... God bless.

Stay away from these scammers Stay away. I will give zero stars if I can. I have had terrible experience with this company. There are always countless hidden fees that no one can explain. As a business owner, I have no time to argue with them every time; I think that's how they stay in business. They told me they won't charge rental for their card processing equipment after I pay for it. I paid and emailed them four times to confirm I won't be charged rental again. They did not reply. And of course I got charged again. I contacted them to request a refund. I will also raise a claim with my bank if they refuse it. I am already looking for another credit card processing company. They are horrible and make running a business even more stressful and time consuming than it needs to be. Stay away. Update: I closed my account. I had to pay my bank $30 just to stop them from continuing to take money from my account after I close my account (they are notorious for continuing to steal money after account closure; please read other online reviews). But it's $30 well spent because at least it gives me peace of mind. That's the amount of stress you will get if you do business with them. Please spare yourself from this nightmare. Update: they suddenly started charging $19.95/month as a "Fraud Management Fee" and an additional gateway fee of $5 per month for "Backup Virtual Terminal program" (they claimed that backup virtual terminal is for you to use in case your real card reader is not available; but actually, a virtual terminal has always been available as a service before). They sent out an email notifying merchants that they will be enrolled in a "program" which allows them to "submit claims to Encytro to receive reimbursement for covered chargebacks and costs" ( $19.95/month as a "Fraud Management Fee") and the "Backup Virtual Terminal program" ($5/month). You will need to actively opt out to avoid these fees. As a busy business owner, I did not see that email. But they refused to refund me the money, claiming that in the contract I signed I agreed that I may be enrolled in "Additional Services". This is how they will treat you if you work with them. Please, avoid the company at all costs.