Do yourself a favor I was doubtful that any bank would give me a loan, but Panacea not only approved me but at a very reasonable interest rate, much lower than any credit card I have. The interest only payments during residency are an added bonus! The application was easy, the concierge desk and banker, Parker Beller made the whole process painless! Highly recommend!!!!

Great where it counts, online banking interface for managing loans needs work I used Panacea for a PRN loan to facilitate a move between residency and my first attending job. The application process was simple and the dispersal was prompt. My banker was very communicative and supportive, which was also excellent. Obviously the interest rates are high (they always are for this type of loan), but I found them to be competitive with many of the other services offering PRN loans. The major delta I have is the online interface, which is pretty clunky (layout is not intuitive, some of the functions such as verifying external accounts for transfer just do not work). Ultimately I would recommend Panacea to folks who need it and would use them again should the need arise in the future.

I'm so glad Panacea exists I'm so glad Panacea exists! As a new physician, I've had nonstop expenses (interview travels, moving, licenses, board exam fees etc) that really took a toll on my credit score. I was losing hope in recovering from all this because no bank understood my situation until I decided to give Panacea a try. They've been super friendly and helpful through the whole process.

This company is the panacea to all that ails the online banking industry! I opened a high yield savings account and a checking account. I'm not a doctor or medical student but these accounts are available to everyone. I'm amazed by the account features and benefits. Unlike any other online bank I've found, you're actually given a personal banker to be your primary contact. That's simply amazing. Alex helped me set up both accounts flawlessly. He was very professional, responsive and friendly. He also answered all of my questions thoroughly and made me feel like a valued client instead of just another number at a congested call center.

Sara was very helpful Sara was very helpful. Explained the entire process in detail. Was very communicative and easy to contact. Loan was dispersed in a timely fashion.