Dr M in Florida I am glad that I was introduce to Panacea Financial. When other banks rejected me, they gave me a chance. They were not judgmental, but their goal was to get me the funds so that I can start with my project. Everyone was so organized and worked fast. From start to finish, the credit team(Jo Ann), closing team(Shannon) and banker(Elie) all were professional, respectful and knowledgeable of what they were doing. A special thanks to Logan. I would definitely recommend Panacea Financial to to my colleagues.

Great where it counts, online banking interface for managing loans needs work I used Panacea for a PRN loan to facilitate a move between residency and my first attending job. The application process was simple and the dispersal was prompt. My banker was very communicative and supportive, which was also excellent. Obviously the interest rates are high (they always are for this type of loan), but I found them to be competitive with many of the other services offering PRN loans. The major delta I have is the online interface, which is pretty clunky (layout is not intuitive, some of the functions such as verifying external accounts for transfer just do not work). Ultimately I would recommend Panacea to folks who need it and would use them again should the need arise in the future.

Do yourself a favor I was doubtful that any bank would give me a loan, but Panacea not only approved me but at a very reasonable interest rate, much lower than any credit card I have. The interest only payments during residency are an added bonus! The application was easy, the concierge desk and banker, Parker Beller made the whole process painless! Highly recommend!!!!

Great Experience Many wonderful qualities from frequent updates, application it self very simple and straightforward, fast processing time, knowing potential loan amount brackets based on credit score to genuine personnel trying to meet your needs and not push other products.

Resident loan was easy and fast. Worked with Parker for a physician resident loan. Honestly the whole process was much less complicated than expected. Everything was done online and start to finish took just a couple of days. After being approved money was deposited into my bank account in less than 24 hours. Will probably continue to work with Panacea for future loans.