Do yourself a favor I was doubtful that any bank would give me a loan, but Panacea not only approved me but at a very reasonable interest rate, much lower than any credit card I have. The interest only payments during residency are an added bonus! The application was easy, the concierge desk and banker, Parker Beller made the whole process painless! Highly recommend!!!!

This company is the panacea to all that ails the online banking industry! I opened a high yield savings account and a checking account. I'm not a doctor or medical student but these accounts are available to everyone. I'm amazed by the account features and benefits. Unlike any other online bank I've found, you're actually given a personal banker to be your primary contact. That's simply amazing. Alex helped me set up both accounts flawlessly. He was very professional, responsive and friendly. He also answered all of my questions thoroughly and made me feel like a valued client instead of just another number at a congested call center.

Great experience I recently refinanced my private student loans with Panacea. It was a great option for me as my monthly payments are now manageable on a PGY-1 salary and I was offered a better interest rate (without the hassle of a co-signer!) than the other companies I applied with. My primary care banker, Raquel, stayed in touch throughout the process and was available via phone and email to answer my questions and make the process very smooth. I highly recommend this service to other physicians with substantial private loan debt.

So happy to have found Panacea I have tried multiple other loan refinance companies in an attempt to consolidate and/or refinance my student loans. They always seemed to find a reason to decline my application. When I found Panacea, I had doubts initially. They quickly dissipated after working with my primary care banker Raquel. She made this process smooth and easy. I am so glad I made the decision to go with this group. I am looking forward to having just one monthly payment with one (lower) interest rate.

Excellent service Excellent service. I feel like those of us in the medical field are not well catered to by most financial services. This is especially true early on in our careers. Thankfully Panacea understands and makes it easy. I hope to continue to go to them as I progress in my career. I hope they get into the physician home loan business too.