Do yourself a favor I was doubtful that any bank would give me a loan, but Panacea not only approved me but at a very reasonable interest rate, much lower than any credit card I have. The interest only payments during residency are an added bonus! The application was easy, the concierge desk and banker, Parker Beller made the whole process painless! Highly recommend!!!!

Great Experience Many wonderful qualities from frequent updates, application it self very simple and straightforward, fast processing time, knowing potential loan amount brackets based on credit score to genuine personnel trying to meet your needs and not push other products.

Great where it counts, online banking interface for managing loans needs work I used Panacea for a PRN loan to facilitate a move between residency and my first attending job. The application process was simple and the dispersal was prompt. My banker was very communicative and supportive, which was also excellent. Obviously the interest rates are high (they always are for this type of loan), but I found them to be competitive with many of the other services offering PRN loans. The major delta I have is the online interface, which is pretty clunky (layout is not intuitive, some of the functions such as verifying external accounts for transfer just do not work). Ultimately I would recommend Panacea to folks who need it and would use them again should the need arise in the future.

Sara was very helpful Sara was very helpful. Explained the entire process in detail. Was very communicative and easy to contact. Loan was dispersed in a timely fashion.

Great experience From the start my Primary Care Banker Alex made the process easy and worked with me to find a plan going forward that fits my life and budget. He helped me through the refinancing process step by step. He checked on me through the years and made sure I was still on track. There are no hidden fines or fees, very straightforward.