I'm so glad Panacea exists I'm so glad Panacea exists! As a new physician, I've had nonstop expenses (interview travels, moving, licenses, board exam fees etc) that really took a toll on my credit score. I was losing hope in recovering from all this because no bank understood my situation until I decided to give Panacea a try. They've been super friendly and helpful through the whole process.

Great experience! Very thankful for this opportunity especially as a first year resident still trying to make ends meet. The whole process of obtaining the loan was very easy especially with the help of Parker!

Excellent experience This was from start to finish an EXCEPTIONAL experience. I had a gap between fellowship and attendinghood and built up some credit card debt. A quick and easy loan from Panacea knocked that out with a much better interest rate than my credit card. This will truly save me thousands over 3 years. Alex my “primary care banker” made the process seamless and took very little time to get this completed.

Sara was very helpful Sara was very helpful. Explained the entire process in detail. Was very communicative and easy to contact. Loan was dispersed in a timely fashion.

Great where it counts, online banking interface for managing loans needs work I used Panacea for a PRN loan to facilitate a move between residency and my first attending job. The application process was simple and the dispersal was prompt. My banker was very communicative and supportive, which was also excellent. Obviously the interest rates are high (they always are for this type of loan), but I found them to be competitive with many of the other services offering PRN loans. The major delta I have is the online interface, which is pretty clunky (layout is not intuitive, some of the functions such as verifying external accounts for transfer just do not work). Ultimately I would recommend Panacea to folks who need it and would use them again should the need arise in the future.