Merrick Bank

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4.55
Based on 20 Reviews

5

85.00%

4

5.00%

3

0.00%

2

0.00%

1

10.00%
About Merrick Bank

At Merrick Bank, we specialize in credit programs that assist people looking to build or rebuild their credit. Founded in 1997, Merrick Bank is FDIC insured and recognized as a top credit card issuer in the U.S. In total, we proudly serve nearly 3 million cardholders and have extended over $5.3 billion in credit. We also provide consumer finance options to marine, RV, and horse trailer dealers throughout the country to help customers find new opportunities to get what they need for recreation. With Merrick Bank's Merchant Acquiring Services and our Independent Sales Organizations, we support a wide range of merchant categories (including non-traditional businesses) and offer multinational and dynamic currency services, next-day funding, and daily reconciliation.

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LaTima Moore
GB

I have been with Merrick Bank for 10… I have been with Merrick Bank for 10 years. I have always paid on time as well as paid off my balance. I did not realize they did monthly fees even if you do NOT use your card. A $6 (six dollar) delinquent was placed on my credit report. Absolutely ridiculous. This is how you lose WONDERFUL clients. Needless to say, I closed my account with them.

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Deborah Miller
GB

Thank you Merrick Bank! Have never had anything but positive experience with Merrick Bank! I am thankful for people like you that helped me get my credit back on track!

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Quit UR Snooping
GB

They were going to close my account due… They were going to close my account due to inactivity. Capital One has ZERO interest rate and a much higher ($6,000) limit, so I let them close the account with training wheels limit of $2500. Customer service was non existent anyway. Don't like to be bullied. My FICO score is 804, so keep your card and good luck to you.

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TIM FYKE
GB

Great card 5 stars They do what there supposed do very well. They report to credit agencies accurately and on time. They review your account and reward you with credit increases when your responsible with your account. You cant ask for more honesty.

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DERRICK POWELL
GB

This company has helped me out… This company has helped me out drastically. Not only by giving me a credit card but also a way to build my credit and credit limits thanks merrick

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