Merrick Bank

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4.55
Based on 20 Reviews

5

85.00%

4

5.00%

3

0.00%

2

0.00%

1

10.00%
About Merrick Bank

At Merrick Bank, we specialize in credit programs that assist people looking to build or rebuild their credit. Founded in 1997, Merrick Bank is FDIC insured and recognized as a top credit card issuer in the U.S. In total, we proudly serve nearly 3 million cardholders and have extended over $5.3 billion in credit. We also provide consumer finance options to marine, RV, and horse trailer dealers throughout the country to help customers find new opportunities to get what they need for recreation. With Merrick Bank's Merchant Acquiring Services and our Independent Sales Organizations, we support a wide range of merchant categories (including non-traditional businesses) and offer multinational and dynamic currency services, next-day funding, and daily reconciliation.

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LaTima Moore
GB

I have been with Merrick Bank for 10… I have been with Merrick Bank for 10 years. I have always paid on time as well as paid off my balance. I did not realize they did monthly fees even if you do NOT use your card. A $6 (six dollar) delinquent was placed on my credit report. Absolutely ridiculous. This is how you lose WONDERFUL clients. Needless to say, I closed my account with them.

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Jack Clark
GB

I use Merrick quite often I use Merrick quite often, especially during these times when help is needed by school aged grandkids. It is hard to pick a single-use time but I have not had any issues when using them. So far we ( the company and me ), have been true to the contract. The only thing I could see an improvement in is a type of loyalty program to your customers as longevity in good standing to have a lower interest incentive.

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Kenneth Nelsen
GB

I never had any problems with… I never had any problems with Merrickbank. Unlike another bank card, which gives me problems, Merrick has an easy to go to website, easy to make a payment, and it's quick to finish.

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TIM FYKE
GB

Great card 5 stars They do what there supposed do very well. They report to credit agencies accurately and on time. They review your account and reward you with credit increases when your responsible with your account. You cant ask for more honesty.

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Melvin Baskin
GB

I was delighted speak with the very… I was delighted speak with the very pleasant representative who called me today to follow up on my comments on your FB page. She was very knowledgeable about how to use the card successfully. She was very detailed in her instructions and answered all of the questions that I had. I felt very confident that I will be able to make the transactions that I had previously had problems with. I am totally satisfied with her help.

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