I had no credit but merrick took a… I had no credit but merrick took a chance on me and sent me a credit card...it's been smooth sailing since then. The card allowed me to reconstruct my credit and the periodic increases was always a welcome site. I get credit card offers all the time now but I prefer merrick bank.

I really wish yall would take debit… I really wish yall would take debit cards. People who are on SSID don’t have banks. Our money come on them. Discriminating against the elderly and disabled, not taking their form of payment the only form of payment that they have.

Easy to apply for credit card Easy to apply for credit card, but difficult to see my current, up-to-date account balance because the system does not update my account as quickly as other banks. Usually other banks have post transactions within a few days, but Merrick will post in 5 days. Not a big complaint.

Faith is a wonderful friend. When no other Banking institution gave me a chance, Merrick Bank took the gamble and credited me $300.00 about five years ago. I will never use another card but Merrick Bank. Thank you.

I have been with Merrick Bank for 10… I have been with Merrick Bank for 10 years. I have always paid on time as well as paid off my balance. I did not realize they did monthly fees even if you do NOT use your card. A $6 (six dollar) delinquent was placed on my credit report. Absolutely ridiculous. This is how you lose WONDERFUL clients. Needless to say, I closed my account with them.