Merrick Bank

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4.55
Based on 20 Reviews

5

85.00%

4

5.00%

3

0.00%

2

0.00%

1

10.00%
About Merrick Bank

At Merrick Bank, we specialize in credit programs that assist people looking to build or rebuild their credit. Founded in 1997, Merrick Bank is FDIC insured and recognized as a top credit card issuer in the U.S. In total, we proudly serve nearly 3 million cardholders and have extended over $5.3 billion in credit. We also provide consumer finance options to marine, RV, and horse trailer dealers throughout the country to help customers find new opportunities to get what they need for recreation. With Merrick Bank's Merchant Acquiring Services and our Independent Sales Organizations, we support a wide range of merchant categories (including non-traditional businesses) and offer multinational and dynamic currency services, next-day funding, and daily reconciliation.

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EHSAN HAQ
GB

I was under water I was under water every body reject my application. That time Merrick Bank came forward to give me chance. Now I am standing with good credit score because of Merrick Bank.

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Kenneth Nelsen
GB

I never had any problems with… I never had any problems with Merrickbank. Unlike another bank card, which gives me problems, Merrick has an easy to go to website, easy to make a payment, and it's quick to finish.

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HERMIONE WELLS
GB

Faith is a wonderful friend. When no other Banking institution gave me a chance, Merrick Bank took the gamble and credited me $300.00 about five years ago. I will never use another card but Merrick Bank. Thank you.

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Jeanny T.
GB

Easy to apply for credit card Easy to apply for credit card, but difficult to see my current, up-to-date account balance because the system does not update my account as quickly as other banks. Usually other banks have post transactions within a few days, but Merrick will post in 5 days. Not a big complaint.

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Quit UR Snooping
GB

They were going to close my account due… They were going to close my account due to inactivity. Capital One has ZERO interest rate and a much higher ($6,000) limit, so I let them close the account with training wheels limit of $2500. Customer service was non existent anyway. Don't like to be bullied. My FICO score is 804, so keep your card and good luck to you.

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