When you need to help your kids out. I was able to drop ship a replacement car part to my son in another city. With this replacement part on the car, they will no be able to visit her mom whom they haven't spent any significant time with in over a year. So thank you Rock Auto for accepting my card and drop shipping.

Easy to apply for credit card Easy to apply for credit card, but difficult to see my current, up-to-date account balance because the system does not update my account as quickly as other banks. Usually other banks have post transactions within a few days, but Merrick will post in 5 days. Not a big complaint.

This company has helped me out… This company has helped me out drastically. Not only by giving me a credit card but also a way to build my credit and credit limits thanks merrick

Faith is a wonderful friend. When no other Banking institution gave me a chance, Merrick Bank took the gamble and credited me $300.00 about five years ago. I will never use another card but Merrick Bank. Thank you.

I have been with Merrick Bank for 10… I have been with Merrick Bank for 10 years. I have always paid on time as well as paid off my balance. I did not realize they did monthly fees even if you do NOT use your card. A $6 (six dollar) delinquent was placed on my credit report. Absolutely ridiculous. This is how you lose WONDERFUL clients. Needless to say, I closed my account with them.