Merrick Bank

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4.55
Based on 20 Reviews

5

85.00%

4

5.00%

3

0.00%

2

0.00%

1

10.00%
About Merrick Bank

At Merrick Bank, we specialize in credit programs that assist people looking to build or rebuild their credit. Founded in 1997, Merrick Bank is FDIC insured and recognized as a top credit card issuer in the U.S. In total, we proudly serve nearly 3 million cardholders and have extended over $5.3 billion in credit. We also provide consumer finance options to marine, RV, and horse trailer dealers throughout the country to help customers find new opportunities to get what they need for recreation. With Merrick Bank's Merchant Acquiring Services and our Independent Sales Organizations, we support a wide range of merchant categories (including non-traditional businesses) and offer multinational and dynamic currency services, next-day funding, and daily reconciliation.

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David D
US

Great card not to have any type points I have several cards that I use to pay bills with but I use this card every month to pay for my medications and every so often they just raise my limit without me having to ask them. This is my favorite card.

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TIM FYKE
US

Great card 5 stars They do what there supposed do very well. They report to credit agencies accurately and on time. They review your account and reward you with credit increases when your responsible with your account. You cant ask for more honesty.

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HERMIONE WELLS
US

Faith is a wonderful friend. When no other Banking institution gave me a chance, Merrick Bank took the gamble and credited me $300.00 about five years ago. I will never use another card but Merrick Bank. Thank you.

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Jack Clark
US

I use Merrick quite often I use Merrick quite often, especially during these times when help is needed by school aged grandkids. It is hard to pick a single-use time but I have not had any issues when using them. So far we ( the company and me ), have been true to the contract. The only thing I could see an improvement in is a type of loyalty program to your customers as longevity in good standing to have a lower interest incentive.

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Jeanny T.
US

Easy to apply for credit card Easy to apply for credit card, but difficult to see my current, up-to-date account balance because the system does not update my account as quickly as other banks. Usually other banks have post transactions within a few days, but Merrick will post in 5 days. Not a big complaint.

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