I have been with Merrick Bank for 10… I have been with Merrick Bank for 10 years. I have always paid on time as well as paid off my balance. I did not realize they did monthly fees even if you do NOT use your card. A $6 (six dollar) delinquent was placed on my credit report. Absolutely ridiculous. This is how you lose WONDERFUL clients. Needless to say, I closed my account with them.

I was delighted speak with the very… I was delighted speak with the very pleasant representative who called me today to follow up on my comments on your FB page. She was very knowledgeable about how to use the card successfully. She was very detailed in her instructions and answered all of the questions that I had. I felt very confident that I will be able to make the transactions that I had previously had problems with. I am totally satisfied with her help.

Faith is a wonderful friend. When no other Banking institution gave me a chance, Merrick Bank took the gamble and credited me $300.00 about five years ago. I will never use another card but Merrick Bank. Thank you.

Why I like using your financial institution I do a lot of online shopping and there's so many scammers out there , I can never tell who's scamming and who just there selling their things. Anyway, I love the fraud dept. It has always fixed the issue quickly.

They were going to close my account due… They were going to close my account due to inactivity. Capital One has ZERO interest rate and a much higher ($6,000) limit, so I let them close the account with training wheels limit of $2500. Customer service was non existent anyway. Don't like to be bullied. My FICO score is 804, so keep your card and good luck to you.