Shopsmarter is awesome Shopsmarter is awesome! Their website is so intuitive and easy to use and on top of that, you get your 10% cashback without any hassle or delays, right into your Paypal account. They support a wide variety of retailers, so you have a lot of options to shop and save money.

Free cash back programs often offer better utility Nearly all other cash back programs are free, and often offer higher cash back than shopsmarter. On a targeted basis, if you have a high spend at one of the particular stores that don't frequently offer 10%+ elsewhere, this program adds value. Otherwise it's not worth the monthly charge. I also had a very large in-store purchase at a merchant in the program where my transaction on the registered card did not track--which cost me $60 in that one incident.

Enjoy shopping for the 10% Enjoy shopping for the 10%, but hate that stores like Sam's limit the items that are eligible. The things you buy most often aren't included ... seems like only major purchases. Also, if a coupon is used at Belk, then the purchase isn't eligible. It's just frustrating that everything isn't included!

Their prices at $15.99 per month are… Their prices at $15.99 per month are getting ridiculous. Starting to become a rip off especially with an annual $1000 cash back cap. It's like paying $200 for MAYBE some money back. Use Rakuten and get the same cash back without the cost. This company is going to put itself out of business.

Shady business practices My account was suspended because ShopSmarter claimed I was using it for business purchases. I purchased a $1,000 laptop in Best Buy and they claimed it was not for personal use. "We take the security of our members very seriously and occasionally our system flags unusual purchase patterns." Security of my purchases are none of your business. That's between me and my financial institution. But even if it were, how could suspending my cashback account could possibly protect the security of my purchases? You're so full of it, you stink.