CreditStrong

8100 Shoal Creek Blvd., 78757, Austin, United States
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2.35
Based on 20 Reviews

5

30.00%

4

0.00%

3

5.00%

2

5.00%

1

60.00%
About CreditStrong

CreditStrong builds credit development products for consumers and small businesses. We're powered by Austin Capital Bank, a 5* rated independent community bank and member of the FDIC. A strong credit score can open doors to credit cards, car loans, mortgages and more. It can help save money on insurance & utilities, aid in qualifying for apartment leases and so much more. At CreditStrong, we believe a strong credit score is a foundational component of a strong financial future, and it should be accessible to all. With plans starting as low as $15/mo, you can choose they type of credit that's right for you, a payment that makes sense, and get started building today. CreditStrong's products impact 90% of the factors used to calculate a consumer's FICO score, and are even designed to build savings at the same time as you build credit. We report to all three major consumer credit bureaus. We even help small businesses build credit! With plans that let your small business choose between interest or no-interest offerings, we've got a solution that can help your business establish it's own credit profile. A business with a strong credit profile can often access beneficial invoicing terms, higher limits with suppliers, and funding options to help manage cash flow. CreditStrong does not provide unsecured personal loans or credit cards - the savings you build will be accessible to you after your credit builder loan is complete, or after a period of time has elapsed, depending on the plan you select. Individual results may vary. Unique experiences and past performance for individuals do not guarantee future results for other individuals.

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Dennis L.
GB

Depositing is a cinch with them Depositing is a cinch with them, super easy. Come time for your savings account to be unlocked and for you to withdraw however, another story. 2 weeks of back and forth with them to no avail. Make sure you don’t ever have to get a replacement debit card (even though the transactions with them were unrelated and never disputed) - guess I’m just counting down the days until they officially violate EFTA regulations and open themselves to some well deserved civil action.

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Artex
GB

I truly recommend credit strong for… I truly recommend credit strong for anyone who is trying to rebuild credit. I myself have had so many new doors open up since joining. I gained right at 100 points since joining, thanks for helping me get my credit where it needs to be. I now have very good credit. I could right a book about credit strong but I won't, just know it takes time but the progress surely pays off.

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customer
GB

Don’t do it. It takes 6 business days to get your money but they sure do deduct your payment immediately from your account. By the way, you’ll be charged $40 a month of your $110 payment for their fees. Read the fine print. You get 0.001 percent interest. This is a huge scam. Don’t do it. I closed out my account after 2 years of being scammed when it finally occurred to me that I should have had over $2400 in it but I only had $1400 - after 2 years of $110 month ‘savings’ payment. And it works against your credit anyhow since your credit utilization will be high on the $10,000 plan, showing you still owe $8500 after 2 years of paying $110 a month. This is crazy.

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CONCERNED CITIZEN
GB

Do not trust this company Do not trust this company. They aren't here to help you build credit. They are here for the money period. Most of these credit building companies will take a small maintenance or service fee at the end of the term. This company takes 60% of your money period. (e.g. if you pay them $1000. they keep over $600 ). Just to report to the credit bureaus. They talk to you on the phone as if they really loaned you the money. That's how deceptive and manipulative they are. Try Self or Kick Off and SAVE your money!!!!!

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Zachary
GB

Helpful and Secure So far so good. The loan I took out has helped my credit score go up and stay consistent. I have yet to have any issues. I would highly recommend the same thing for anyone who needs help with their credit.

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