CreditStrong

8100 Shoal Creek Blvd., 78757, Austin, United States
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2.35
Based on 20 Reviews

5

30.00%

4

0.00%

3

5.00%

2

5.00%

1

60.00%
About CreditStrong

CreditStrong builds credit development products for consumers and small businesses. We're powered by Austin Capital Bank, a 5* rated independent community bank and member of the FDIC. A strong credit score can open doors to credit cards, car loans, mortgages and more. It can help save money on insurance & utilities, aid in qualifying for apartment leases and so much more. At CreditStrong, we believe a strong credit score is a foundational component of a strong financial future, and it should be accessible to all. With plans starting as low as $15/mo, you can choose they type of credit that's right for you, a payment that makes sense, and get started building today. CreditStrong's products impact 90% of the factors used to calculate a consumer's FICO score, and are even designed to build savings at the same time as you build credit. We report to all three major consumer credit bureaus. We even help small businesses build credit! With plans that let your small business choose between interest or no-interest offerings, we've got a solution that can help your business establish it's own credit profile. A business with a strong credit profile can often access beneficial invoicing terms, higher limits with suppliers, and funding options to help manage cash flow. CreditStrong does not provide unsecured personal loans or credit cards - the savings you build will be accessible to you after your credit builder loan is complete, or after a period of time has elapsed, depending on the plan you select. Individual results may vary. Unique experiences and past performance for individuals do not guarantee future results for other individuals.

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AH
GB

Do not believe in the fake made up… Do not believe in the fake made up reviews that Credit Strong has they are horrible to work with, and really they progrom is a scam I repeat do not give your money to credit strong. My credit score went up by 3 points in 2 1/2 years! I wish someone shoud notify the department of fraud so we can file a class action lawsuit against Credit Strong!

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obed vilbert
GB

They will rip you off! Stay away from them I don't know what i was thinking when i decided to do business with credit strong. They are ripping people off with their shady business model. I've been making payment in the amount of $15 for 2 years. I called them one day because i wanted to close the account and i was in shock when they agent told me that i will be receiving $128 while i expected that my account balance would be $360. The agent told me it's because i withdraw the fund less than a year which makes no sense to me at all. He told me that i should receive the funds within 5 to 7 business days. I waited for over 2 weeks and i never receive the funds. $128 is not even half of the payments that i've been deposited into my account. I called them back and they told me that previous agent did not close the account. I still not have received the funds yet. I would strongly suggest or advise people not to do business with Credit Strong. Stay a way from them.I hate to say it but in my opinion i think they are scam.

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lê ali
GB

Eh. Meh. 😕 Like: Easy to use, easy to comprehend Website. Dislike: No App. Hasn't reported my last 2 or 3 payments. Customer support widget should be available. 1980’s-like support.

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Sahhkai Trece
GB

SCAM! SCAM!! My scores DROPPED SIGNIFICANTLY, participated for almost 6 mos with on time payments. When requested to close, I was NOT ABLE TO GET MY MONEY BACK BECAUSE THEY SAID IT GOES TO INTEREST! How am I paying interest on MY MONEY?! 0/10 WOULD NOT RECOMMEND. I am a single mom recovering from bladder and uterine cancer. Thought this program would help rebuild my credit. During recovery periods I was unable to work, since returning I have been rebuilding and had finally got to high 600s until signing up for this program! Y’all have truly set me back and I hope you all close down. Customer service is trash, extremely poor. They do not value customers and this type of malice will answer to karma.

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customer
GB

Don’t do it. It takes 6 business days to get your money but they sure do deduct your payment immediately from your account. By the way, you’ll be charged $40 a month of your $110 payment for their fees. Read the fine print. You get 0.001 percent interest. This is a huge scam. Don’t do it. I closed out my account after 2 years of being scammed when it finally occurred to me that I should have had over $2400 in it but I only had $1400 - after 2 years of $110 month ‘savings’ payment. And it works against your credit anyhow since your credit utilization will be high on the $10,000 plan, showing you still owe $8500 after 2 years of paying $110 a month. This is crazy.

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