As the owner of credit repair company, I assure you, this is not the way to go! I own a credit repair company and there are so many significantly better and cheaper ways to build credit. Just like the whole credit industry in general in this country, this is exploitative and predatory of people just trying to improve their credit scores. Don’t do it. The credit repair industry is shady itself, but there are reputable companies that could help you for much less money. There are also ample (often free) educational sources so that you can learn more about the Rico algorithm (bc I guarantee, most people don’t understand all the various factors that impact credit - it’s just such an opaque and convoluted process - nor do most people understand how they can get negative items removed entirely from their credit report, which will help build your credit much more quickly than simply spending years building new, better credit), resources to help you dispute derogatories, etc. Just do your due diligence bc again, while there are plenty of reputable companies, there are also a lot of really shady, predatory companies.. like this one.

Depositing is a cinch with them Depositing is a cinch with them, super easy. Come time for your savings account to be unlocked and for you to withdraw however, another story. 2 weeks of back and forth with them to no avail. Make sure you don’t ever have to get a replacement debit card (even though the transactions with them were unrelated and never disputed) - guess I’m just counting down the days until they officially violate EFTA regulations and open themselves to some well deserved civil action.

It's helping my credit It's helping my credit. I was recently able to qualify for a mortgage loan because of my CreditStrong credit rebuilder loan. Thanks, CreditStrong!

Do not trust this company Do not trust this company. They aren't here to help you build credit. They are here for the money period. Most of these credit building companies will take a small maintenance or service fee at the end of the term. This company takes 60% of your money period. (e.g. if you pay them $1000. they keep over $600 ). Just to report to the credit bureaus. They talk to you on the phone as if they really loaned you the money. That's how deceptive and manipulative they are. Try Self or Kick Off and SAVE your money!!!!!

Definitely recommended I've been with CS for almost a year and a half now and my Credit score has went up a good amount. They have a very helpful and responsive customer service team and email you several reminders so that you're not late making your monthly payments.