Really suspicious…and AWFUL service experience I applied for Milli’s savings account, and like so many others on this list, received a denial because I “didn’t meet requirements.” I had an extensive online chat exchange with an agent and the agent’s manager only to be repeatedly told they would not tell me the basis for the denial, and were not required to do so. For context, I have excellent credit, been in my home for more than 5 years, been employed with the same employer for decades. I’ve never been denied a financial application before, let alone a savings account. I am going to report my experience to the Consumer Financial Protection Bureau, and recommend that the others on this review space to the same. They won’t improve unless given incentive to do so. You can do it at consumerfinancedotgov

Milli bank so far Wonderful! Have been a Milli bank customer since February 1st and so far everything is great. I've transferred money from 2 different bank accounts to Milli savings and no problems. I've also transferred Milli savings money into my Milli spending account to use my provided ATM card again no problems. With no fees and a great app experience I am Loving my savings increase daily (I log in daily to see my interest compounded) I have tried every option with the app and account and never have a problem with anything! Customer questions sent have all (10 so far) been answered within 3 minutes as stated at the site. I had read many reviews mostly negative which made me cautious at first to use Milli but all I have experienced in my short time so far is PERFECTION!!! Milli is Wonderful!!! Steve

Time for Milli to go out of business Time for Milli to go out of business. Like most posts, they stole my money for 2 full weeks before depositing it into my account. Two weeks! Are they keeping record in paper notebooks? There are so many other options paying the same or better rates - avoid Milli at all cost!

Denied Again First application denied with no explanation. Online complaint conversation with agent yielded a second look at application. Denied again with no explanation other than credit score (mine is 800) or ChexSystems was not a factor. So what is? I would be very wary of this bank. No problems at any other banks I have . Received a reply from Milli bank 2 months later apologizing for my experience. Still with no reason for denial, suggestion to re apply or anything useful. Still a 1 star rating.

I have a similar story I have a similar story. On Sept 1 2023 $17588.88 was wired into my account. They almost immediately "restricted" my account. Pitiful customer service and form letters that say my account is under investigation and they do not know a date to say it is over. I have turned it over to the FDIC and Consumer protection agency. it is now the 25th and I cannot access my own money.