Won't let me do anything with this app… Won't let me do anything with this app has it locked all these money apps iv downloaded are just not working at all they lock me out then keep what funds they have if any got ripped off many time

Denied Again First application denied with no explanation. Online complaint conversation with agent yielded a second look at application. Denied again with no explanation other than credit score (mine is 800) or ChexSystems was not a factor. So what is? I would be very wary of this bank. No problems at any other banks I have . Received a reply from Milli bank 2 months later apologizing for my experience. Still with no reason for denial, suggestion to re apply or anything useful. Still a 1 star rating.

Can't Access Your Own Money Just like everyone else, had my account restricted with absolutely zero communication, timeline, or anything. Exactly what use is a bank that does not allow you to access your own funds? Horrible customer service, subpar app - not at all worth the interest rate. Now they say they're subjecting transfers up to a 10 business day hold in general (if they don't just restrict your account entirely) which is frankly ridiculous in today's day and age. But no, they get to hold my money for 30 days, use it for whatever purpose they want against my will. A fraud investigation should not take more than a few days, and should be clearly communicated constantly. This is not that - it's clear they're understaffed and running a terrible operation. Save yourself the pain of having your money taken away from you - never use any FNBO product.

Milli bank so far Wonderful! Have been a Milli bank customer since February 1st and so far everything is great. I've transferred money from 2 different bank accounts to Milli savings and no problems. I've also transferred Milli savings money into my Milli spending account to use my provided ATM card again no problems. With no fees and a great app experience I am Loving my savings increase daily (I log in daily to see my interest compounded) I have tried every option with the app and account and never have a problem with anything! Customer questions sent have all (10 so far) been answered within 3 minutes as stated at the site. I had read many reviews mostly negative which made me cautious at first to use Milli but all I have experienced in my short time so far is PERFECTION!!! Milli is Wonderful!!! Steve

Tons of login issues Tons of login issues. Then declined without reason. Says they will re-evaluate applications manually upon request but they deny to do that when you contact them. They also provide no information. Very weary of this company and would advise you don't provide them your personal data.