Can I rate negative 100000000??? I would give this company a 0 out of 10 if I could. There are too many issues to list them all however, funds are being frozen, no access to my card, service disruptions, my credit rating tanking while they are in dispute with their bank. Crappy all around. Do yourself a favour and don't even consider this company.

Ban Plastk cards Been with Plastk since 2021. For over a year they werent reporting to any credit bureau, which is kind of the point with a secured credit card. They started reporting in late 2022 and in 2023 have basically gone out of business and stolen everyone's deposit. No contact from anyone at Plastk for months, their website is dead, their phones are dead, and, fun times, i cannot dispute my credit info with them with Equifax because ... reasons? I dont know. This whole company is a mess.

I would give zero stars if possible I would give zero stars if possible. I canceled the card back in April (after wrangling with them) and was told it would be 60 days before the return of my $500 security deposit. On August 28, 4 months later, Plastk deposited $495 back into my account and I thought that was that. No, because now the deposit has been reported by DC Bank as fraudulent and “made in error” and they’re taking it back. What the heck???? That’s my money!!

All was going well for sometime All was going well for sometime. Then there were some intermittent interruptions then it all ended. They have my $500 I doubt I’ll get it back.

terrible - it couldn't get any worse terrible. Just terrible. - service goes down regularly (which locks your card) - at one point I tried to increase my credit limit by $2000. (it used to be a specific email to submit). But instead they applied that directly to my balance. That's NOT how you build credit. Phone operators were zero help - Currently their system has been down for over 1 month - Check the CBC Consumer report because they are not returning deposits RUN AWAY!!!! Neo financial is where I eventually landed and they are night and day compared to these crooks