I was deep in credit card debt one year ago! I was deep in credit card debt one year ago when I found Liberty! They were so helpful to work with and very patient and informative! I am now watching my credit score continue to rise!!! This company is the best out there and I very highly recommend them to anyone needing help like me with out of control credit card debt!!! You will not regret it!

The team has been great at handling the… The team has been great at handling the credit card settlements and any related legal matters. The only thing that was a little disappointing was the increase in monthly payments since I was initially told that this would never happen. I can’t remember exact date.

Know all the costs of the program before committing. Liberty is only an umbrella company. There is a legal firm, Paramount; a legal liaison, Veritas; and a bank, Forth. One would think they would communicate about your case. They don't. Several times I had to send paperwork in. I later learned that I should have sent it to Paramount and Veritas. Veritas has a monthly fee. In my case $50 something. Never used them and they never represented me. Paramount was quick to settle 2 of my 3 enrolled accounts. The third went to court without Paramount representation. It was embarrassing and public humiliating. My credit score obviously dropped in the program. The whole court suit was an emotional cost I was reassured would not accrue.

Excellent at resolving issues I have been with Liberty Debt Relief for over 2 years. In my opinion, their best quality is communication. They have excellent communication skills. Everytime I have had a question or an issue with a creditor, I have been answered/helped within 24 hrs or less. Everyone has been very attentive to resolving any issues fast and efficiently.

Pros about Liberty I like that I can make extra payments when I have extra money. I also appreciate the contact I get when a creditor want to close an account. I have to approve that payoff. The last positive is there is NO accrued intrest! Liberty has offered a line of credit, but this an option. Meaning I don't have to have another intrest earning credit debt.