Obviously the free month expires before… Obviously the free month expires before anything happens... but I had a "friend" offer to help dispute credit items for $1000. Other services are in a similar price line. In the first round, I had 1 item removed that raised my credit score by 85 points. Definitely recommend, I'm about to mail out my second round of letters now.

This site gives you the tools you need… This site gives you the tools you need to dispute mostly anything on your credit. I give it 4 stars only because it takes 30 days to get your results via their site. You can consistently check your credit update for removals and increases through the Experian site or Credit Karma for quicker updates. Other than that there are no hidden fees and it pretty straight forward.

Great product and integrity! This company, product and customer service are top notch! A high level of integrity through and through. I went one round with letters and the item came off right away with all three bureaus. I was very pleased! I spoke with someone in customer service, and he said there were a couple of small things that I could work at a little to see if they can be removed too. He did say that I have really good credit though. I am immensely happy with them and would tell anyone to use the service.

Horrible Horrible!! What a waste of time and money!! I paid for the membership from January-May 2023. 5 months of paying and sending letters. Not one thing was removed from my credit report, not even an inquiry. Only way to actively remove anything from your credit report is through consumer law; in which credit versio/smart credit does not offer!! Also, credit score is a whole different ballgame than your Fico score!! Beware before you spend your hard earned money!

So far I’ve had my transition remove 5… So far I’ve had my transition remove 5 of my 10 negatives on the first round so I’m flipping giddy!!!