Horrible Horrible!! What a waste of time and money!! I paid for the membership from January-May 2023. 5 months of paying and sending letters. Not one thing was removed from my credit report, not even an inquiry. Only way to actively remove anything from your credit report is through consumer law; in which credit versio/smart credit does not offer!! Also, credit score is a whole different ballgame than your Fico score!! Beware before you spend your hard earned money!

Best Credit Repair Ever ! Hello my name is Derrick I was so amazed with the Credit Versio program when i tell you the really help you step by step how the process take i was very amazed. Any one needing there credit repaired Credit Versio is the company you want im also in the process working on getting my wife credit straight as well

So far I’ve had my transition remove 5… So far I’ve had my transition remove 5 of my 10 negatives on the first round so I’m flipping giddy!!!

Obviously the free month expires before… Obviously the free month expires before anything happens... but I had a "friend" offer to help dispute credit items for $1000. Other services are in a similar price line. In the first round, I had 1 item removed that raised my credit score by 85 points. Definitely recommend, I'm about to mail out my second round of letters now.

Satisfied customer I love the fact that everything is user-friendly on the website. If you need assistance, there are self-guided videos. Since using Credit Versio, my credit score has gone up 50 points. I definitely recommend using Credit Versio.