Being patient! Being patient in the whole process has been very rewarding! I wasn’t sure how this process works but I got my first settlement and it was better than I thought it would be!

So far things are going well So far things are going well. I have three credit cards they are working on. So far they have made arrangements with two of them and have saved me several hundred dollars

How Difficult is it to go this route? Any questions that I had were courteously answered in a way easy to understand. I thought this would be a confusing situation but your representatives made it very clear of the procedure. They are very polite and go the extra mile to assist!

Credit damage and Agreement Timeline … It was explained to me that my credit score would drop, but it wasn’t explained that it would plummet and that I would have charge offs and collections now added to my credit which won’t clear for seven years. I also thought that making contact with the creditors would’ve happened sooner so the phone calls, letters and knocks on my doors would not be happening still after you have collected 7 payments of over $500 from me. After seven months, only one of the creditors has an agreement everything else still shows as pre-settlement.

Concerned I was getting really uncertain about this program. I couldn't get on my account or thru the phone. Tanya was so kind, helpful and professional. She answered all my questions. I am confident with going ahead.