PaylessUSA is NOT a Lender, but a Debt Consolidation Broker!! Nothing against debt consolidation brokers offering soothing relief to people going through debt challenges, but to send letters in the mail offering people sub-prime loans when they are not lenders at all, but debt counselors making commissions on every customer they 'help' is classic telemarketing boiler room bait and switch scamming at its finest and given they only incorporated earlier this year I have a feeling they know it too--RUN don't walk!!

Saul 😀 Saul did a great job of explaining everything to me as well as reassuring me that my debt would be taken care of. We need more people like him in this world! He was very polite and his customer service skills are top notch!

Saul answered all my questions and… Saul answered all my questions and concerns, he was very kind and didn't judge me or make me feel less then deserving of his help. He was available to me ti answer any questions that popped up and addressed all of my concerns. Thank You Saul for helping me and giving me the opportunity to get my life on track again instead if just living in survival mode.

Very professional and knowledgeable I started this program last month and couldn't be happier. Ruben was great and very knowledgeable. I highly recommend to anyone struggling with debt

Saul Ramos an amazing Financial Consultant Saul was over the top he’s amazing never once did he make me feel bad about my poor decision making. He helped me understand what I was signing up for, provided excellent feedback, never once did he make me feel like my questions were stupid, down to earth and relatable. We need more Saul in the world!