Saul Ramos an amazing Financial Consultant Saul was over the top he’s amazing never once did he make me feel bad about my poor decision making. He helped me understand what I was signing up for, provided excellent feedback, never once did he make me feel like my questions were stupid, down to earth and relatable. We need more Saul in the world!

Honesty is the best way to learning how to get out of debt easier and faster My credit Manager went above and beyond. He took all the time I needed to help me and listened to my struggles and he went above and beyond to give me the best experience to get out of debt easier I will continue to support Payless. I would recommend Payless to anyone 3>

They did everything they said they were going to do! Very happy The customer service agent I spoke to was very helpful. I appreciate that he had all my account info readily available. He was very courteous and I could understand him easily. He answered my question right away. No complaints here.

Kind agents win my trust. Saul Ramos is very knowledgeable. He made sure that I understood everything. I feel like he cared about me and not his bottom line. It's nice to be guided through something by a patient agent.

PaylessUSA is NOT a Lender, but a Debt Consolidation Broker!! Nothing against debt consolidation brokers offering soothing relief to people going through debt challenges, but to send letters in the mail offering people sub-prime loans when they are not lenders at all, but debt counselors making commissions on every customer they 'help' is classic telemarketing boiler room bait and switch scamming at its finest and given they only incorporated earlier this year I have a feeling they know it too--RUN don't walk!!