Worst experience ever with Nova Credit Worst experience ever with Nova Credit. Their "partners" wouldn't even use Nova Credit report to help with my finance. Westlake Financial said they saw no credit history on my profile and they could not use Nova Credit. They asked my dealership to pull my Nova Credit which is funny because how could the dealership have access to Nova Credit? Don't believe the bells and whistles from Nova Credit and they will only ruin your US Credit history if you trust them and go ahead with them. Their support team is hopeless. I did 3 enquiries and the only thing I got was the "we will get back to you within 1-2 business days" and they never got back to me!!!

Really frustrated/ waste of my time Really frustrated. Did not work at all. You try to register at novacredit, it asks you basic questions about if you have a SSN / are you in US? But never asks about your other credit history in your country. Instead it gives you a list of credit cards associated with Nova (American Express) you might qualify for. It sends you to their webpage, and at NO POINT...did they ever ask me about my background credit history from Canada, even though I clicked "Foreign Credit History" earlier It says "Thank you for the submission, well let you know if you've been approved" So it's no wonder I got declined. Really absurd system.

Aus to US experience I recently moved to the US from Australia and one of the most important things once you arrive is to start building credit. I was able to get a credit card based of Nova Credit with American Express. It has also allowed me to provide confidence to agencies and landlords through the rental process. I would highly recommend as a way to establish yourself in the US.

It was a easy and quick experience… It was a easy and quick experience using Nova Credit to get my American Express credit card approved based on my credit history in Brazil. I didn't believe I was going to get such a good credit card. I hope they can help more immigrants build their credit in US based on their native country history.

I used this,service to obtain a US … I used this,service to obtain a US American express card. A card was issued as I have a great credit rating in Canada. Subsequently American express. Cancelled the card for no apparent reason . And followed up with requests for income statements and tax returns from Canada. I had assumed that this,service would have prevented that hassle.