Aus to US experience I recently moved to the US from Australia and one of the most important things once you arrive is to start building credit. I was able to get a credit card based of Nova Credit with American Express. It has also allowed me to provide confidence to agencies and landlords through the rental process. I would highly recommend as a way to establish yourself in the US.

Apartment I used Nova Credit when applying for an apartment lease. The platform doesn’t take into account self employed business owners. Very clunky process and you can tell that the apartment managers have a lot of trouble with the platform after many back and forth calls.

Worst experience ever with Nova Credit Worst experience ever with Nova Credit. Their "partners" wouldn't even use Nova Credit report to help with my finance. Westlake Financial said they saw no credit history on my profile and they could not use Nova Credit. They asked my dealership to pull my Nova Credit which is funny because how could the dealership have access to Nova Credit? Don't believe the bells and whistles from Nova Credit and they will only ruin your US Credit history if you trust them and go ahead with them. Their support team is hopeless. I did 3 enquiries and the only thing I got was the "we will get back to you within 1-2 business days" and they never got back to me!!!

I was surprised there could be such a… I was surprised there could be such a thing as ‘importing credit history from another country’. I recently moved to the US & Nova Credit helped me obtain a credit card within a day with no credit history in the US. I received an Amex card after Nova Credit sent my credit history of my country to Amex. Very innovative & was of great help to me.

Hit or Miss It works when things are simple and straight forward. Their Linking and Matching of records to the UK beureos are are not great, I out exceptional rating in UK but Novacredit did not find my record after living in UK for over 15 years !. It did work for my wife who lived in the country for 6 years