Aus to US experience I recently moved to the US from Australia and one of the most important things once you arrive is to start building credit. I was able to get a credit card based of Nova Credit with American Express. It has also allowed me to provide confidence to agencies and landlords through the rental process. I would highly recommend as a way to establish yourself in the US.

Not what it says on the tin!!! Used Nova to apply for a credit card in the US using my UK credit history (or so they say). Turns out that even though Nova did a hard pull to get my full credit history from the UK, the banks didn't even use it (I have this in writing). Amex just put me on the minimum credit limit anyway and ignored the Nova check -- total waste of time! AND Nova's hard pull has negatively affected my credit score. In response to reply below: I am in fact talking about American Express. They took the Nova report but didn't use it when determining credit limit, etc. So it was the same as if I hadn't bothered with Nova at all. Seems like one big data grab from Nova Credit, don't give them your info!

Amex approval via Nova for Canadian I moved to US and had 10 years of credit history and an excellent credit score (820). Sadly in US no one really cares about the Canadian history and I applied few times and no luck. I was withAmerican Express in Canada but since I have not used My Amex there that much, I could not ask Amex for Global card transfer. I applied through Nova and finally got approved by Amex. Although the credit limit was quite low (1000 $ only) and compared to what I had in Canada Looks like a joke but at least a start. Thanks Nova for facilitating it!

Complete Joke I supplied a physical copy of my 1099 to verify my income. They then sent me an email requesting that I grant them full and unlimited access to my checking account to verify my income. What a joke. Are these people nuts? First of all, they don’t need access to my checking account to verify my income. I already gave them the physical copy of my annual 1099R.

Mediocre Mediocre! Nova Credits are only supported by Amex, who already let you transfer your creditscore in 2 ways without nova credit! Namely, by filling in your own foreign credit card number on the website when signing up and by using the global transfer program! Then you can also already build credit with the capitol one quicksilver secured creditcard! Then Verizon‘s deal of 80 dollar per month 5G isn’t exactly cheap! Then you can never use nova credit to ever get a mortgage!