Apartment I used Nova Credit when applying for an apartment lease. The platform doesn’t take into account self employed business owners. Very clunky process and you can tell that the apartment managers have a lot of trouble with the platform after many back and forth calls.

Really frustrated/ waste of my time Really frustrated. Did not work at all. You try to register at novacredit, it asks you basic questions about if you have a SSN / are you in US? But never asks about your other credit history in your country. Instead it gives you a list of credit cards associated with Nova (American Express) you might qualify for. It sends you to their webpage, and at NO POINT...did they ever ask me about my background credit history from Canada, even though I clicked "Foreign Credit History" earlier It says "Thank you for the submission, well let you know if you've been approved" So it's no wonder I got declined. Really absurd system.

Aus to US experience I recently moved to the US from Australia and one of the most important things once you arrive is to start building credit. I was able to get a credit card based of Nova Credit with American Express. It has also allowed me to provide confidence to agencies and landlords through the rental process. I would highly recommend as a way to establish yourself in the US.

I was surprised there could be such a… I was surprised there could be such a thing as ‘importing credit history from another country’. I recently moved to the US & Nova Credit helped me obtain a credit card within a day with no credit history in the US. I received an Amex card after Nova Credit sent my credit history of my country to Amex. Very innovative & was of great help to me.

Great service offering! Using Nova Credit allowed me to access an American Express credit card quicker than I otherwise would have been able to. The online process was easy and it only takes a couple of minutes. The one thing people should be wary of is: the verification of address step that American Express now requires. My application was held up for over 2 months, while I waited to get phone bills, utility bills, etc that had my US address on it. They wouldn’t accept something like a sublease agreement. This step is out of Nova Credit’s control, but something people should be aware of when they are moving!