S J
GBApartment I used Nova Credit when applying for an apartment lease. The platform doesn’t take into account self employed business owners. Very clunky process and you can tell that the apartment managers have a lot of trouble with the platform after many back and forth calls.
Harry Hoyer Tri-A-Bike
CASmooth and painless Smooth and painless, I received an Amex CC after 15 minutes with an extra call to Amex. The Irony is I am a Canadian who has paid taxes and utilities on a home in the US for over 12 years and there was no US credit history on me. Even a major bank where I have had an account to manage this for all those years wasn’t able to help me get a card. The Canadian Credit rating companies are often owned by American firms and I am shocked those organization cannot or will not transfer info between the 2 counties.
Aidan Lam
CAIt is the simplest thing amongst all the things I’m a Canadian moving to the US for work (in the process of getting a SSN). There’s a heck of a lot to do when moving, but getting a credit card turns out to be simple. I used Nova Credit to translate my Canadian Transunion credit score of 829 to a report that Amex understood. It was accepted, and Amex also required proof of address from my US bank. After that was provided, it approved me for the Amex Blue Cash Everyday credit card with $2000 credit limit. It’s not bad considering that I have no credit history in the US, and I’m happy to start building one.
Elise
GBAus to US experience I recently moved to the US from Australia and one of the most important things once you arrive is to start building credit. I was able to get a credit card based of Nova Credit with American Express. It has also allowed me to provide confidence to agencies and landlords through the rental process. I would highly recommend as a way to establish yourself in the US.
A P
GBAmex approval via Nova for Canadian I moved to US and had 10 years of credit history and an excellent credit score (820). Sadly in US no one really cares about the Canadian history and I applied few times and no luck. I was withAmerican Express in Canada but since I have not used My Amex there that much, I could not ask Amex for Global card transfer. I applied through Nova and finally got approved by Amex. Although the credit limit was quite low (1000 $ only) and compared to what I had in Canada Looks like a joke but at least a start. Thanks Nova for facilitating it!