Smooth and painless Smooth and painless, I received an Amex CC after 15 minutes with an extra call to Amex. The Irony is I am a Canadian who has paid taxes and utilities on a home in the US for over 12 years and there was no US credit history on me. Even a major bank where I have had an account to manage this for all those years wasn’t able to help me get a card. The Canadian Credit rating companies are often owned by American firms and I am shocked those organization cannot or will not transfer info between the 2 counties.

Apartment I used Nova Credit when applying for an apartment lease. The platform doesn’t take into account self employed business owners. Very clunky process and you can tell that the apartment managers have a lot of trouble with the platform after many back and forth calls.

Hit or Miss It works when things are simple and straight forward. Their Linking and Matching of records to the UK beureos are are not great, I out exceptional rating in UK but Novacredit did not find my record after living in UK for over 15 years !. It did work for my wife who lived in the country for 6 years

The way nova credit is helping students… The way nova credit is helping students to get a credit card by creating clear awareness. I like the way it helped us out of all issues. I would like to be part of all the other programs which may come from Nova credit. Its easy to get a credit card. Just a call to Amex after submitting application, within 15 minutes the card is approved and in 2 days i received the card. Happy with its hassle free usage.

I was surprised there could be such a… I was surprised there could be such a thing as ‘importing credit history from another country’. I recently moved to the US & Nova Credit helped me obtain a credit card within a day with no credit history in the US. I received an Amex card after Nova Credit sent my credit history of my country to Amex. Very innovative & was of great help to me.