Worst experience ever with Nova Credit Worst experience ever with Nova Credit. Their "partners" wouldn't even use Nova Credit report to help with my finance. Westlake Financial said they saw no credit history on my profile and they could not use Nova Credit. They asked my dealership to pull my Nova Credit which is funny because how could the dealership have access to Nova Credit? Don't believe the bells and whistles from Nova Credit and they will only ruin your US Credit history if you trust them and go ahead with them. Their support team is hopeless. I did 3 enquiries and the only thing I got was the "we will get back to you within 1-2 business days" and they never got back to me!!!

A great business idea A great business idea The process in getting your Nova Credit score and applying for a US credit card was really straight forward and easy to follow. It's a really great idea and acknowledges responsible credit users who have been living overseas. What's stopping me from giving 5 stars is that I wish it was more widely recognized, at the moment it's a very useful tool for building American credit but it would be even better if you could use it instead of an American credit score.

Recently moved from England to the US Recently moved from England to the US. Saw the company being advertised on Facebook for me. And saw their forbes article as well from a few years back. I had a decent credit score back in England, and I ideally didn't want to start on beginners standard credit card here in the US, so took a risk and applied for one of the AMEX cards using Nova Credit. The selection was limited (mostly AMEXs), I think there was one other lower tier card though (Which I kept in mind incase the AMEX application wasn't successful). The process itself wasn't too bad, decently step-by-step. But everything went well, my score in England helped me get the AMEX card and I've been using it fine for a while now.

Amex approval via Nova for Canadian I moved to US and had 10 years of credit history and an excellent credit score (820). Sadly in US no one really cares about the Canadian history and I applied few times and no luck. I was withAmerican Express in Canada but since I have not used My Amex there that much, I could not ask Amex for Global card transfer. I applied through Nova and finally got approved by Amex. Although the credit limit was quite low (1000 $ only) and compared to what I had in Canada Looks like a joke but at least a start. Thanks Nova for facilitating it!

Smooth and painless Smooth and painless, I received an Amex CC after 15 minutes with an extra call to Amex. The Irony is I am a Canadian who has paid taxes and utilities on a home in the US for over 12 years and there was no US credit history on me. Even a major bank where I have had an account to manage this for all those years wasn’t able to help me get a card. The Canadian Credit rating companies are often owned by American firms and I am shocked those organization cannot or will not transfer info between the 2 counties.