A great business idea A great business idea The process in getting your Nova Credit score and applying for a US credit card was really straight forward and easy to follow. It's a really great idea and acknowledges responsible credit users who have been living overseas. What's stopping me from giving 5 stars is that I wish it was more widely recognized, at the moment it's a very useful tool for building American credit but it would be even better if you could use it instead of an American credit score.

Worst experience ever with Nova Credit Worst experience ever with Nova Credit. Their "partners" wouldn't even use Nova Credit report to help with my finance. Westlake Financial said they saw no credit history on my profile and they could not use Nova Credit. They asked my dealership to pull my Nova Credit which is funny because how could the dealership have access to Nova Credit? Don't believe the bells and whistles from Nova Credit and they will only ruin your US Credit history if you trust them and go ahead with them. Their support team is hopeless. I did 3 enquiries and the only thing I got was the "we will get back to you within 1-2 business days" and they never got back to me!!!

Not what it says on the tin!!! Used Nova to apply for a credit card in the US using my UK credit history (or so they say). Turns out that even though Nova did a hard pull to get my full credit history from the UK, the banks didn't even use it (I have this in writing). Amex just put me on the minimum credit limit anyway and ignored the Nova check -- total waste of time! AND Nova's hard pull has negatively affected my credit score. In response to reply below: I am in fact talking about American Express. They took the Nova report but didn't use it when determining credit limit, etc. So it was the same as if I hadn't bothered with Nova at all. Seems like one big data grab from Nova Credit, don't give them your info!

Recently moved from England to the US Recently moved from England to the US. Saw the company being advertised on Facebook for me. And saw their forbes article as well from a few years back. I had a decent credit score back in England, and I ideally didn't want to start on beginners standard credit card here in the US, so took a risk and applied for one of the AMEX cards using Nova Credit. The selection was limited (mostly AMEXs), I think there was one other lower tier card though (Which I kept in mind incase the AMEX application wasn't successful). The process itself wasn't too bad, decently step-by-step. But everything went well, my score in England helped me get the AMEX card and I've been using it fine for a while now.

I used this,service to obtain a US … I used this,service to obtain a US American express card. A card was issued as I have a great credit rating in Canada. Subsequently American express. Cancelled the card for no apparent reason . And followed up with requests for income statements and tax returns from Canada. I had assumed that this,service would have prevented that hassle.