Nova Credit

San Francisco, United States
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3.50
Based on 20 Reviews

5

55.00%

4

5.00%

3

0.00%

2

15.00%

1

25.00%
About Nova Credit

Nova Credit helps newcomers to the U.S. access and check their international credit report and makes it available to selected U.S. banks, landlords and other credit issuers upon consumer request.

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Ram
GB

Hit or Miss It works when things are simple and straight forward. Their Linking and Matching of records to the UK beureos are are not great, I out exceptional rating in UK but Novacredit did not find my record after living in UK for over 15 years !. It did work for my wife who lived in the country for 6 years

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Aidan Lam
CA

It is the simplest thing amongst all the things I’m a Canadian moving to the US for work (in the process of getting a SSN). There’s a heck of a lot to do when moving, but getting a credit card turns out to be simple. I used Nova Credit to translate my Canadian Transunion credit score of 829 to a report that Amex understood. It was accepted, and Amex also required proof of address from my US bank. After that was provided, it approved me for the Amex Blue Cash Everyday credit card with $2000 credit limit. It’s not bad considering that I have no credit history in the US, and I’m happy to start building one.

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H Dias
GB

Recently moved from England to the US Recently moved from England to the US. Saw the company being advertised on Facebook for me. And saw their forbes article as well from a few years back. I had a decent credit score back in England, and I ideally didn't want to start on beginners standard credit card here in the US, so took a risk and applied for one of the AMEX cards using Nova Credit. The selection was limited (mostly AMEXs), I think there was one other lower tier card though (Which I kept in mind incase the AMEX application wasn't successful). The process itself wasn't too bad, decently step-by-step. But everything went well, my score in England helped me get the AMEX card and I've been using it fine for a while now.

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Ashleigh Phegan
GB

Great service offering! Using Nova Credit allowed me to access an American Express credit card quicker than I otherwise would have been able to. The online process was easy and it only takes a couple of minutes. The one thing people should be wary of is: the verification of address step that American Express now requires. My application was held up for over 2 months, while I waited to get phone bills, utility bills, etc that had my US address on it. They wouldn’t accept something like a sublease agreement. This step is out of Nova Credit’s control, but something people should be aware of when they are moving!

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Anirudh
GB

Thanks to Nova Credits. I applied for an Amex credit card with nova and got instantly approved. Nova Credit is not a company is a brand, it's a financial helper for students. I came to the USA this fall 2023 and I am looking to take a credit card, but no company gave me a credit card without SSN. At that time I came to know about Nova Credit and I applied for an Amex credit card with nova and got instantly approved. I suggest all students who are presently in the USA or coming to the USA, must try Nova credit and get Amex card Thanks to Nova Credits

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