The way nova credit is helping students… The way nova credit is helping students to get a credit card by creating clear awareness. I like the way it helped us out of all issues. I would like to be part of all the other programs which may come from Nova credit. Its easy to get a credit card. Just a call to Amex after submitting application, within 15 minutes the card is approved and in 2 days i received the card. Happy with its hassle free usage.

Highly recommended Extremely useful way for a new arrival in the US to get a decent credit card and build a credit rating. Application very easy, decent range of credit cards (I recommend one of the Amex Blue cards)...and makes life a lot easier in terms of signing a lease for a flat/phone etc

Complete Joke I supplied a physical copy of my 1099 to verify my income. They then sent me an email requesting that I grant them full and unlimited access to my checking account to verify my income. What a joke. Are these people nuts? First of all, they don’t need access to my checking account to verify my income. I already gave them the physical copy of my annual 1099R.

Great service offering! Using Nova Credit allowed me to access an American Express credit card quicker than I otherwise would have been able to. The online process was easy and it only takes a couple of minutes. The one thing people should be wary of is: the verification of address step that American Express now requires. My application was held up for over 2 months, while I waited to get phone bills, utility bills, etc that had my US address on it. They wouldn’t accept something like a sublease agreement. This step is out of Nova Credit’s control, but something people should be aware of when they are moving!

Amex approval via Nova for Canadian I moved to US and had 10 years of credit history and an excellent credit score (820). Sadly in US no one really cares about the Canadian history and I applied few times and no luck. I was withAmerican Express in Canada but since I have not used My Amex there that much, I could not ask Amex for Global card transfer. I applied through Nova and finally got approved by Amex. Although the credit limit was quite low (1000 $ only) and compared to what I had in Canada Looks like a joke but at least a start. Thanks Nova for facilitating it!