Smooth and painless Smooth and painless, I received an Amex CC after 15 minutes with an extra call to Amex. The Irony is I am a Canadian who has paid taxes and utilities on a home in the US for over 12 years and there was no US credit history on me. Even a major bank where I have had an account to manage this for all those years wasn’t able to help me get a card. The Canadian Credit rating companies are often owned by American firms and I am shocked those organization cannot or will not transfer info between the 2 counties.

Really frustrated/ waste of my time Really frustrated. Did not work at all. You try to register at novacredit, it asks you basic questions about if you have a SSN / are you in US? But never asks about your other credit history in your country. Instead it gives you a list of credit cards associated with Nova (American Express) you might qualify for. It sends you to their webpage, and at NO POINT...did they ever ask me about my background credit history from Canada, even though I clicked "Foreign Credit History" earlier It says "Thank you for the submission, well let you know if you've been approved" So it's no wonder I got declined. Really absurd system.

Recently moved from England to the US Recently moved from England to the US. Saw the company being advertised on Facebook for me. And saw their forbes article as well from a few years back. I had a decent credit score back in England, and I ideally didn't want to start on beginners standard credit card here in the US, so took a risk and applied for one of the AMEX cards using Nova Credit. The selection was limited (mostly AMEXs), I think there was one other lower tier card though (Which I kept in mind incase the AMEX application wasn't successful). The process itself wasn't too bad, decently step-by-step. But everything went well, my score in England helped me get the AMEX card and I've been using it fine for a while now.

Mediocre Mediocre! Nova Credits are only supported by Amex, who already let you transfer your creditscore in 2 ways without nova credit! Namely, by filling in your own foreign credit card number on the website when signing up and by using the global transfer program! Then you can also already build credit with the capitol one quicksilver secured creditcard! Then Verizon‘s deal of 80 dollar per month 5G isn’t exactly cheap! Then you can never use nova credit to ever get a mortgage!

The way nova credit is helping students… The way nova credit is helping students to get a credit card by creating clear awareness. I like the way it helped us out of all issues. I would like to be part of all the other programs which may come from Nova credit. Its easy to get a credit card. Just a call to Amex after submitting application, within 15 minutes the card is approved and in 2 days i received the card. Happy with its hassle free usage.