S.Ethan
GBBoth of the customer service employees… Both of the customer service employees I spoke with today were great. Thank you Isaac and Jordan for getting me started on my debt relief. I appreciate you..
Gambo
GBTrusted Partner DCG helped us turn the business around and greatly improve our financial health. Very knowledgeable, a smooth process, and Delivered quickly. We will always look for them as a trusted partner and we have recommended them to friends.
James Brennan
GBBeware this company is a scam they will… Beware this company is a scam they will lie to you take your money and do nothing for you beware stay clear of them
Alan
GBWhatever you do, read your agreement and know that you can cancel within 3 days but you will not get any money back. DO NOT GIVE THEM YOUR BANK INFO AT ALL COSTS My company was approached by DCG on April 2nd 2024. The call representative stated that they could help halve or lessen our payments to our creditors. While we did not need any assistance as we are financially healthy, their sales pitch of putting the saved money back into the business was very appealing and we agreed to go through with their process. Let me state that their call representative stated that no fees or charges would be paid by us, they would get their fees via the settlement by the creditors. Once you finish the call with the call representative you are then passed onto a woman named Gigi who explains a little bit of the process and starts to open a case file for you. Once your case is opened, it is passed onto a case manager by the name of Alondra. She then will ask you to call your bank and stop any ACH payments to your creditors. They want you to do this because defaulting on your loans will give them negotiating power to settled your overall debt. However your credit worthiness will be trashed, your creditors may incur fees and you may even face litigation pretty much running your business. From here on out you will receive a debt settlement agreement that I assume most do not read in its entirety since they tend to catch you during the busy part of your day and they do rush you. Well if you read this agreement, you will understand that they want you to pay them a weekly fee that is then supposedly deposited into an account that will be used to settle your total debt. This fee is immediately withdrawn from your account via ACH. The agreement also states that "Effects of Participation in a Debt Resolution Program: Failing to make your payments to your Creditors may be breaking the terms of agreements with your Creditors, and (a) will likely adversely affect your creditworthiness, credit report, and credit score, and (b) may lead creditors to increase finance charges, add late fees, and pursue litigation or other legal collection actions. Any such creditor contact should be referred to Company. Forgiveness or cancellation of some or all Debt, and the amount of such forgiveness or cancellation may have tax consequences and should be brought to the attention of a tax professional." "Advice Rendered: You agree that we do not provide legal, tax, or bankruptcy advice." Basically you agree to ruin your business and that they are not responsible and will not help in any way. Thankfully there is a cancellation clause and period: "Cancellation/Rescission Period: You have the right to terminate this Agreement for any reason for three (3) calendar days from the day of execution of this Agreement." On April 5th, I called and emailed and had my case/file terminated. I then asked for a refund and was given another document which was a refund settlement agreement that basically was just giving me a portion of what they originally withdrew from my bank. I did not see any reason why I should accept a settlement when no services were provided, I cancelled within 3 calendar days, there is nothing in any document that states the fees are non-refundable if you cancel within the cancellation period so this was what I told Alondra but they keep sending me the document hoping I will sign it because some refund is better than none right? Well so is leaving an honest and factual terrible review of their services and their shady business practices.
Daniel L
GBI paid these people 59k and of the 4… I paid these people 59k and of the 4 accounts to be settled only one was settled for 16k and they refunded me $11,700 and kept the rest. Rip off stay away!!