HORRIBLE They did NOTHING but rip me… HORRIBLE They did NOTHING but rip me off. I was giving them over $700/month and I called and requested to defer a payment (my June payment) I was told no problem they will not take the money from my checking account. So I went ahead and scheduled some payments. Lo and behold out came my $700 payment. I immediately contacted customer service and was basically told “ oops we made a mistake” do I asked to have the money refunded and o was told the money hadn’t processed/cleared on their end yet so I waited and called a couple days later and it still hadn’t cleaned, I called the next day and it cleared so they were going to put the request in to refund my money. I had to approve this on s recording, which I did and I was told it will talk up to 72 hours for this request to be reviewed. Then up to 5 days for the refund to get processed, the following week I called again to check on the status and was told that the person did not get my authorization correctly and it had to be redone and started over from day one. Which we did (the recording was done the exact same way). Now I had to wait another 72 hours snd 5 days. I requested to speak to a manager but was told none was available. We are now going into week 3. Finally. I decided to cancel the program which I did on the 14th and this time s manager was available. So I still haven’t gotten my moneys and he is going yo put in a request. He said I should have it next week. Well, today I’d next week and I called and was told it is still pending and I should have it by next Monday, which is the 26th. This is totally unacceptable snd unprofessional. I would discourage everybody to stay away from this group.

Exorbitant fee Exorbitant fee. Nearly 95% of monthly payments that supposed to accumulate to settle debts goes to cover attorney's fee, administrative fees, monthly fee and other misc. fee. They said it will take 9-11 months before they could even attempt to negotiate. Which means it will take that long to accumulate enough money to make an offer to negotiate your debt. Just think only about 5% of your monthly payment goes to accumulate cash for future payments. It's a scam. Read the fine print and ask more questions on the fees. What I find out is, creditors will always try to make deal to collect some money rather lose all. Talk to your creditors, some will offer 0% and reduced monthly payments. While some will offer a lump sum discount of 50%. I bet you can find a better deal than going to debt consolidation scam companies. With so many negative reviews, it would be wise to take the positive reviews with a grind of salt.

I started this program in November of… I started this program in November of 2022, Here I am in May of 2023, nothing all the payments from Global Holdings that have been paid have all went to fees. No negotiatians, no settlements, nothing. I'm still getting calls from Creditors and now one account has been placed in the court system. Very dissatissfied with the way my account is being handle. To top it all off, mu husband just passed away in February by way of suicide, they have not taken any real action. Neither do I have any documents that prove that they have acted on my behalf. I would asume that Creditors stop contacting me once the POA is in place & they are sincere in acting on my behalf. However, if Creditors know them & how they truly operate then the POA means nothing to them. If I have to go to court to resolve this problem, I will seek the help of the profesional system.

I am beyond annoyed with this whole… I am beyond annoyed with this whole system. Approximately 36 months at a certain $$$ amount was what I was told. They would handle all accounts. I have increased my monthly and now am told that it will take more than 57 months at that increased amount. I have been taken to court twice now. They first time they "worked their magic" - which was I could pay the full cost over two years (the full cost being the original debt plus all of the monthly late fees incurred after Hallock took over) or pay a reduced some around 2k (which I didn't have and was only about a 10% reduction over the original cost). The second summons just came and I expect a third at some point because they just let the larger debts "sit until the end". I have paid over $5700 so far and only had about $1500 settled and the rest have been sucked up by their administrative fees. Add to that, the original attorney assigned to me has been absolutely impossible to reach. I will finish this out because I have paid all the main fees by now and don't have the means to deal with lawsuits on my own, but this was easily the worst financial decision of my life.

Garbage Garbage! I wasted my money! I knew this wasn’t right for me when I noticed they insisted you put more money in account so settlements could be reached faster! I was having $720 a month taking from my account! And your telling me to “ADD” more money!!! I used them for almost 4 months and when I canceled all I’m getting back us $320!! I flushed good money down the toilet instead of negotiating my debts for free! GOOD RIDDANCE! I Don’t believe the positive reviews on website.