Exorbitant fee Exorbitant fee. Nearly 95% of monthly payments that supposed to accumulate to settle debts goes to cover attorney's fee, administrative fees, monthly fee and other misc. fee. They said it will take 9-11 months before they could even attempt to negotiate. Which means it will take that long to accumulate enough money to make an offer to negotiate your debt. Just think only about 5% of your monthly payment goes to accumulate cash for future payments. It's a scam. Read the fine print and ask more questions on the fees. What I find out is, creditors will always try to make deal to collect some money rather lose all. Talk to your creditors, some will offer 0% and reduced monthly payments. While some will offer a lump sum discount of 50%. I bet you can find a better deal than going to debt consolidation scam companies. With so many negative reviews, it would be wise to take the positive reviews with a grind of salt.

I started this program in November of… I started this program in November of 2022, Here I am in May of 2023, nothing all the payments from Global Holdings that have been paid have all went to fees. No negotiatians, no settlements, nothing. I'm still getting calls from Creditors and now one account has been placed in the court system. Very dissatissfied with the way my account is being handle. To top it all off, mu husband just passed away in February by way of suicide, they have not taken any real action. Neither do I have any documents that prove that they have acted on my behalf. I would asume that Creditors stop contacting me once the POA is in place & they are sincere in acting on my behalf. However, if Creditors know them & how they truly operate then the POA means nothing to them. If I have to go to court to resolve this problem, I will seek the help of the profesional system.