I applied for whole life insurance and… I applied for whole life insurance and the process was pretty straight forward.They asked medical questions,then checked out hospital, pharmacy records making sure I didn't have any severe underlying health issues, then within 24 hours I was approved. I thought since I was over 55 the process would be much longer considering health isn't the best. So far so good. Thanks Kevin

First time dealing with you all just… First time dealing with you all just curious about why I couldn't insure my stepson and daughter whose last name is different from mines

I contacted them for a quote I contacted them for a quote, spoke to Carlos Lewis, he insisted I give all my information for payment to hold this quote till I receive the packet in the mail within 7 to 10 days. At that time I could choose if I wanted the plan or not.2 days later I'm being charged for it, I never authorized it. Trying to cancel is another fun time, one call and was transferred to 9 different people, finally got one that could help, told me a refund would be in my account within 7 to 10 days. Nothing on 10th day, I called and was told my refund was in review and could take another week. They use deceptive practices to get your money . Give you a runaround to get a cancelation and treat you like dirt. Would not recommend this company!!!

Website to update policy info does not… Website to update policy info does not work properly. Company never took any beneficiary info other than name, which I find troublesome. A name is not unique. Thousands could be called John Smith. Why isn't a social security number required? Furthermore, the fact that you don't require it or even thought it was necessary makes me question the legitimacy of your company.

I was shopping for the right life insurance I was shopping for the right life insurance and the agent was thorough and friendly. Explain everything and answered all my questions. Took the time to make sure I understood everything. Process was fast and easy.