save yourself money. get a different kind major medical insurance Cutting out the "middle man" with big Insurance and their partnership with drug companies has been easier to navigate than I expected. The Website has been easy to use. And both the chat feature and calling the help phone number has yielded immediate assistance. So far I have cut my prescription drug costs in half by using RX gold. I pay $10 per month for the service, but it cut my costs so much that even factoring in that cost I will probably cut my out of pocket costs by 2/3 at the end of 1 year.

Excellent health insurance I self paid for my annual exam and got lab work done thru jasonhealth.com. I paid $250 for both services using SH visa card. When expense was processed, SH reimbursed $450 to my account. So, technically, I got $200 back which I can use for future expenses. Amazing health insurance and got great help from online & phone customer service agents too.

The absolute worst experience ever!!! The absolute worst experience ever with insurance...or lack thereof! Everything is a hassle. When my employer signed up it all sounded great. The first month or so was good, then my meds changed and it all went south. I have had expenses pending for months because they do not want to pay me the difference as they claimed they would if I found a cheaper price than they had set. I don't have time to call and chat and jump through hoops. Customer service is terrible.

Extra Work Most insurance companies that I have had will do the extra work for you, which creates peace of mind. You simply inform people of your insurance and then it's billed. I dislike the extra work that I have to do of requesting a coded bill (which most will not give you right then and there) and then remembering to submit the bill in a timely manner.

Great Customer Service! When I accidentally submitted the incorrect invoice, the customer service representative was a huge help! I had accidentally put an invoice in for the wrong date, I was charged $170, so I was reasonably confused and stressed out. After I described my problem, the woman on the phone connected me to someone else, and I explained the situation to the lovely person--I wish I got her name--and she let me know how I can email to get the credit back once I got the correct invoice. She was super sweet and bubbly, an absolute star. I did as she said and I got my $170 in credit. Great experience overall. So far I'm really happy to have Sidecar; I'd have no other way to afford therapy which I've needed for so long.