I have been with Sidecar for a year I have been with Sidecar for a year, and the first few transactions where good. However, even when you ask your provider for an itemized bill, and they say, here is your itemized bill, Sidecar won't always accept what you provide to them. I had a chiropractor I had been going to for 10 years, and they said his rate was too high, which isn't the case, his rate is pretty standard for the area. Secondly, if I switch to another provider, they will require xrays, and initial assessment, before they will provide service, which will ultimately cost more. I am skeptical of Sidecar after a year, however, I rarely visit the doctors, so if I were anyone consider Sidecar, go with a higher deductable and pay less out of pocket and pay cash for cheaper services because they won't likely give you the full amount or barely any towards your deductable. So you may as well pay a lower premium each month.

Love the transparency and control I've been a Sidecar Health member for 2 years now and have had a great experience. The transparency, control, and clarity for my healthcare is a breath of fresh air compared to traditional insurance. If I want to really make the most of it, I can shop around and earn money back, or I can rest easy knowing that there is no restrictive provider network to worry about.

I have very positive experience with… I have very positive experience with sidecar health insurance. I found the claim processing very transparent and online. I hate sending all documents through postage but sidecar app allows everything through app. I got my claims settled within 45 days and based on the fixed benefits they provide I think this is very good policy specially when you have other primary plan with high deductible or co-pay or you don't have insurance. Thank you sidecar !

Way better than my employer given plan Highly recommend this company! I have had insurance with leading commercial companies and though it was employer paid, it was and HMO with high deductible. I went part time, 24 hours a week and become ineligible. I also run my own business and came upon Sidecar while searching for an answer. The marketplace options were absurd for what they offered. I am so glad I lost my other coverage, this is so much better!

Sidecar Health works the way I want my… Sidecar Health works the way I want my insurance to work. I feel empowered to get the healthcare services I need without having a traditional insurance company act as a gatekeeper. And then Sidecar offsets some (or even all!) of the cost! Recently I got a shoulder and a knee MRI and then took them to the orthopedist to review. I got all the info I needed in a single orthopedic session. Traditional insurance would have had me go to the orthopedist, THEN get the MRIs, THEN back to the insurance!