Delivered what was expected Delivered what was expected. Our Frontier flight was cancelled, so we paid out of pocket for an extra nights stay while on vacation. Needed to provide a lot of documentation (room expense, proof of flight cancellation, etc). Entire process took about a month. Overall, I’m very pleased.

No Reimbursement for Covered Expenses My husband had an accident in Prague. Trip Mate claimed they'd pay for everything since Medicare does not pay medical expenses outside of the USA. Trip Mate did pay for some of his medical expenses, but anything--hospital deposit, ambulance, initial doctor expenses, my hotel room while he was hospitalized--I paid with my credit card, Those expenses were never reimbursed me. I filed the claim documents, including support documentation, 4 times. Even though initially, I mailed it in, they claimed they could not read it. So, I sent them electronic copies. Twice when I checked on the claim status, it showed the claim was closed for lack of information. Each time I called, they claimed they would open up the claim again. It's been almost a year since his accident, and I'm giving up trying to get reimbursed. So, beware, if you pay any medical expenses with your credit card, it's doubtful you'll be reimbursed.

What a load of rubbish. I have been updating my original post as to my claim that has been dragging on now for over a year. My last contact with TripMate was on the 17/04/2024, since then silence. Will notify you when the cheque will be mailed out to me. Blah, blah, blah, blah. Yet more hot air from their customer service. This is one really bad company. DONT USE THEM…..

Paid our claim within days My daughter became sick and couldn't travel. The whole claim process was easy, and I was able to complete the claim form and submit it with supporting documentation via email. I was expecting to wait weeks if not months for our refund, so I was surprised to see they approved the claim almost immediately. A few days later our refund showed up in my email as a digital check. I'm so glad I purchased this insurance or we would have been out almost $2000.

I wish I could give 0 stars I wish I could give 0 stars. I'm literally about to cry. Trip mate did pay for our trip that we had to miss due to my daughter's illness. However, once I received the check and deposited into my bank, their bank refused payment. Now I have a rather large negative balance in my account and I have been given the run around all day. I have pending payments that are going to be returned and will have to pay fees on payments that have already gone through. Plus, if they just send me another check, my bank said it could take up to 10 days for me to have access to it (since obviously their checks are bad). I'm so frustrated right now. Do not use this company!!!