Save your time Filled out allo information asked for then was transferred to some guy who asked me the same questions I just answered. In turn, I was transferred to yet another person and started all over again! Finally transferred to an actual agent-State Farm, who quoted me $400 more than I am now paying. No thanks! And I've received three additional phone/spam calls.

The agent made it easy The agent was very understanding and easy to work with. I had Nationwide for 25 years and my rates kept going up even though I had no claims and maybe two traffic tickets in that time. I started calling different insurance companies and they were all around the same price, maybe $5 to $10 difference. Not enough to change. Then I called OTTO, and glad I did. I got the same coverage on my house and truck. But the difference was, it saved me around $130 a month. The agent made the process easy and he was clear with answers to my questions.

SCAM This is a scam- it literally just sends you a ton of shady companies where you have to fill in your info over and over. Then these companies constantly harass you via email and phone. Otto is a middleman trying to get kickbacks. Commercial is misleading. False advertising.

Scam Used their quote website, never got a call for insurance but instead now get dozens of spam text messages and calls daily now. They definitely sell your personal information to scammers or their system is compromised.

Very deceptive advertising..... Saw and ad on YouTube advertising a "New" Insurance company that was offering lower rates in my area. So, of course I clicked the add and put my info in. Because it's about time there was a "New" insurance company. But no... All they did was sell my info to every insurance company with 50 miles of me. And I was inundated with calls and text for over a week from all the "not New" insurance companies that have already ripped me off for years and every one of them quoted me double what I'm paying right now for insurance.