If could rate less would If could rate less would. I paid for full-year coverage, received the policy, and within 30 days a notice of cancellation was issued without contacting the policy owner, horrible customer service experience, and run around after run around. No claim, or change in resident. To make matters worse, received a partial refund of the full policy payment.

Hate this company!! Hate this company!!! Made my life a nightmare for over 6 years for nothing. Could have settled my claim... instead gave me the run around, I hired lawyers, my hone was burned but fixable, went to trial and won!!! Too bad the home has been torn down by the city, my mortgage went into foreclosure and I literally moved 15 times, sometimes living in a storage unit. Shame on them!!!! I purchased my policy from a licensed agent, I know nothing about insurance and they had the nerve to tell me to read the fine print. Karma.

I was in the market for some home … I was in the market for some home owners insurance in the earlier part of this year.. During my web search I discovered Universal Property.. Am living with a very limited financial budget, I spoke with a few different representatives..I was transferred to another, I was greed with a great representative by the name of Pamela Sanchez.. She worked on my policy like it was her own.. She was able to create a plan for my budget.. If you in market for home insurance with affordable prices for , give this company a try..

Worse home insurance company! Worse home insurance company! They paid $ 3000 for my total loss of personal property from Hurricane Michael and said they were not paying any more. I have fought them for 5 years.

100% Recommended As a young adult I would never insure my new home with any other company! Great customer service and guidance towards the best option for me. My parents recommended after their 15 year relationship with them and I shall refer my kids when its their time! Most companies are only interested in dollar signs but Universal has set the standards for truly caring for their clients for the long term. Thank you for the help team! Luciana