Idea Financial

200 SE 1st Street, #200, 33131, Miami, United States
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4.50
Based on 20 Reviews

5

80.00%

4

10.00%

3

0.00%

2

0.00%

1

10.00%
About Idea Financial

Idea Financial is a online lender focused on small-to-medium sized businesses via our flagship Line of Credit Product. We are a proud partner of Idea Bank - a leading publicly traded European bank that provides various banking products and services to small, medium, and large businesses in Poland and internationally. Together, we bring Idea Financial to better serve small business in the U.S. At Idea Financial, we use our financing expertise, cutting-edge technology and commitment to superior customer service to develop financial products that give small businesses just that: control of their finances. Our primary goal and motivation is to help our customers transform their business ideas into reality

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Layers Hair Salon
GB

Idea Financial is a game-changer Idea Financial is a game-changer in the world of borrowing for small to medium sized businesses. From the moment I engaged with their services, I was impressed by their professionalism, efficiency, and commitment to helping businesses thrive. Here's why I rate them and my account manager Milo Juste five stars: Outstanding Professional Communication: Every step of the way all terms were clear and concise. There is no shady business or grey areas. If you need to speak to someone all you need to do is contact your account manager which in my case is Milo Juste who is extremely professional and does not pull any punches. If your busy running and growing your business like we are the last thing you need is the run-around from your lender. Milo keeps it real with us and is always available. There is no corporate red-tape or paper shuffling. It does not get any better. Idea also provides a very easy to use dashboard where disbursements can be requested and it clearly shows the status of your loan, recent payments, your account mangers info and more. Everything you need at a glance. Their borrower dashboard was clearly created by a lender who "gets it" vs some rush job with missing info. Swift Approval Process: Applying for financing can be daunting, but Idea Financial made it a breeze. Their application process was seamless and straightforward, with quick approval times that helped me secure the funds I needed in no time. I provided my documentation (FEIN, bank statements and my ID) and I was funded the same day. And it was a Friday. Flexible Options: One size doesn't fit all when it comes to business financing, and Idea Financial understands that perfectly. They offered me a range of flexible options tailored to my specific needs, allowing me to choose the solution that best suited my business. Impactful Results: Ultimately, Idea Financial delivered what we needed and agreed to and positively impacted my business. With their financing, I was able to expand operations, invest in crucial resources, and ultimately achieve my growth objectives. In conclusion, I wholeheartedly recommend Idea Financial to any business owner in need of financing. Their commitment to excellence, coupled with their dedication to customer satisfaction, sets them apart as a premier lending institution. Thank you, Idea Financial, for being a reliable partner in my business journey.

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Jim Crabbe
GB

We really appreciate all the great work… We really appreciate all the great work Idea Financial is doing for us. In particular, Rafael Garcia has been a pleasure to work with. We had a harrowing incident and Rafael helped us through the turmoil. Jim Crabbe

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Rachelle Yousha
GB

We really appreciate what Idea… We really appreciate what Idea Financial did for us and continues to do so. We got through COVID and we're in our new amazing location with IDEA Finanacial's help. In particular, Milord Just has been a pleasure to work with - patient and knowledgeable! So glad we decided to go with Idea Financial.

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Bradley Knoefler
GB

CREDIT LINE DRAW REJECTED WHEN NEEDED We applied for a credit line to finance a remodeling project for our restaurant. We needed to finance not only the construction but the operational costs as we would be closed for a few months. The day we tried to draw down the credit line it was refused due to "loss of revenue". Well that's what happens when you close your business for a remodeling project! Now we have to scramble to find another credit line to continue the project. Its almost as if they expect you to borrow when you don't need it yet refuse to lend when you do need it. Not cool at all and defeats the whole purpose of a credit line. DO NOT EVER WORK WITH THESE PEOPLE!!!

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Randy Darrow
GB

So many funding opportunities so little professionalism I was receiving funding opportunities everyday from multiple sources. Most were aggressive and had an agenda that more suited their needs not my company's. Cameron reached out to me, followed with a call, heard I was busy respected the situation. He then followed with an email and was patient until I responded. Once we spoke Cameron was very helpful and handled the needs I was looking for at the time. He follows up and follows through.

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