Thank you so much for all of your help … Thank you so much for all of your help Nelson Vargas walked us through every step of the way. If he was not available, he made sure to communicate (even after hours) and to get back with us promptly. We are ready to expand our business thanks to him and Idea Financial!

Great process for approval Great process for approval - did need YTD financials and prior year taxes and financials. I did get line for 250k and I am in the motorsports retail business. I do have over 800 credit and have been in business for over 10 years. No BS - they will get u some money and rates are much better than MCA rates.

Idea Financial is an outstanding resource for small business lending We worked with Nicole at Bank of Cardiff to identify and package the best financing option for our small business, she set us up with Stephanie Valencia and the team at idea Financial. Things we like about Idea Financial include clear and reasonably concise loan contract, clearly defined loan terms, thorough interview process that helped us really zero in on key growth priorities, and the ongoing support from Stephanie and the team. For small business owners looking for growth financing, this is a great option.

Very simple process Very simple process, highly professional team who actually FOLLOWED UP on things. In this day and age of buck passing, it was refreshing . Had funds in 48 hours from start to finish. Highly recommended.

You have to requalify every time you… You have to requalify every time you want to go get money, so in other words they don't give it to you when you need it only when you don't need it. They charge a fee EVERY time you take money as well as charge interest. Also the charge a higher interest rate than what was first quoted and most other companies, even with having great credit.