Idea Financial is a game-changer Idea Financial is a game-changer in the world of borrowing for small to medium sized businesses. From the moment I engaged with their services, I was impressed by their professionalism, efficiency, and commitment to helping businesses thrive. Here's why I rate them and my account manager Milo Juste five stars: Outstanding Professional Communication: Every step of the way all terms were clear and concise. There is no shady business or grey areas. If you need to speak to someone all you need to do is contact your account manager which in my case is Milo Juste who is extremely professional and does not pull any punches. If your busy running and growing your business like we are the last thing you need is the run-around from your lender. Milo keeps it real with us and is always available. There is no corporate red-tape or paper shuffling. It does not get any better. Idea also provides a very easy to use dashboard where disbursements can be requested and it clearly shows the status of your loan, recent payments, your account mangers info and more. Everything you need at a glance. Their borrower dashboard was clearly created by a lender who "gets it" vs some rush job with missing info. Swift Approval Process: Applying for financing can be daunting, but Idea Financial made it a breeze. Their application process was seamless and straightforward, with quick approval times that helped me secure the funds I needed in no time. I provided my documentation (FEIN, bank statements and my ID) and I was funded the same day. And it was a Friday. Flexible Options: One size doesn't fit all when it comes to business financing, and Idea Financial understands that perfectly. They offered me a range of flexible options tailored to my specific needs, allowing me to choose the solution that best suited my business. Impactful Results: Ultimately, Idea Financial delivered what we needed and agreed to and positively impacted my business. With their financing, I was able to expand operations, invest in crucial resources, and ultimately achieve my growth objectives. In conclusion, I wholeheartedly recommend Idea Financial to any business owner in need of financing. Their commitment to excellence, coupled with their dedication to customer satisfaction, sets them apart as a premier lending institution. Thank you, Idea Financial, for being a reliable partner in my business journey.

The financing was fast and easy The financing was fast and easy. The biggest short-coming was the interest rate nearly doubled over what was advertised in their marketing piece. I'm not sure why they did not put more emphasis on our stellar D&B and Credit Scores.

Complicated business structure required more effort Our business structure is complicated. The loan process involved more steps and a longer loan process than we had hoped. Our Idea Financial team members stayed on top of the process and helped us to navigate through it. The 4 star review is not a 5 star review only for the extra time and longer process experience. Once we navigated through the process it took just a few day to receive our funding.

Quick and easy Quick and easy. No hassle and up front about fees and interest rates unlike other companies who alot of times do not disclose all information upfront. Will definitely deal with them again in the future.

The loan process was super quick and easy… The loan process was super quick and very easy. We had our money in our account with in a few days from beginning to closing paperwork. I would highly recommend using Idea Financials.