Acra Lending

3 Ada Parkway, 92618, Irvine, United States
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4.50
Based on 20 Reviews

5

80.00%

4

10.00%

3

0.00%

2

0.00%

1

10.00%
About Acra Lending

With more than 40+ years of mortgage industry experience, Acra Lending is the leader in Private Mortgage Lending. We offer programs through four distinct verticals specializing in Non-QM products for Wholesale, Consumer Direct, Investor and Correspondent lending. Licensed in 40 states and DC, our suite of products and services are geared toward helping mortgage professionals and borrowers achieve their purchase and investment goals. Throughout the mortgage industry, Acra Lending is widely known for responsible lending practices, product innovation and a great customer experience.

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Darrell Burns
GB

Acra Lending Recommendation I am writing to enthusiastically recommend Acra Lending (Acra) as an outstanding choice for home loan partnership. Having had the pleasure of collaborating with Acra on several loans, I can attest to their exemplary professionalism, expertise, and dedication to excellence. Acra consistently demonstrates a deep understanding of strategic home loan products, and they implement a commitment to delivering top-notch solutions for the borrower(s) need. Their team exhibits a rare combination of innovation and reliability, always striving to exceed expectations while adhering to timelines and closings. Whether it's advising on a P&L loan opposed to Bank Statement loan, Acra consistently delivers exceptional results. Moreover, their approach to turn times is commendable. My Account Executive (AE) Devon, maintains an open line of communication, ensuring that all loan officers/brokers are well-informed throughout the underwriting process. Her proactive problem-solving abilities and willingness to go the extra mile truly set Devon and Acra apart. I have personally witnessed Acra's ability to close loans in a timely mater firsthand, and I have no doubt that they would be an asset to any endeavor. Their reputation for close time, professionalism, and excellence precedes them, making them a trusted partner in any home loan effort. My longest closing with Acra in 2024 has been 21-Days and my shortest closing this year was 10-Days making Acra the fastest closer within the Non-QM community. In conclusion, I wholeheartedly endorse Acra Lending and their exceptional team. I am confident that they will continue to achieve great success and make significant contributions to any home loan project or initiative they undertake.

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LC
GB

This bank does not loan money This bank does not loan money. Do not waste your time. There LTV is horrible. They have so many requirements that will make a loan impossible. Very high interest. If you like wasting your time and hurting your credit and not getting a loan this is the bank for you. They also are very slow at underwriting. It could take months.

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Anne K
GB

Brige Loan with Stephen Salanitri The process in getting this bridge loan approved and closed was tedious. However the people involved, Stephen Salanitri, Lola Cole and Amanda Goodman were fantastic. Stephen really went above and beyond to help us get this closed on time. Amanda is also amazing and went above and beyond as well!! We couldn't have done it without them!

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Julie Cannon
GB

ACRA is the BEST for NON-QM LOANS I recently had two loans that were for a foreign national. These were "difficult" loans that most lenders could not do, however, Acra handled them perfectly! My AE, Stephen Salantri, and my account manager Lindsay Stafford partnered with me throughout the entire process. Without them, I would not have gotten these loans to close. They are very responsive, knowledgeable, and diligent. We also needed to move these loans through closing very fast and Alexandra Miller and Alynne Clay from the closing and funding dept. were critical in meeting our closing deadline. I highly recommend Acra Lending for all Non-QM loans. They truly help you succeed!

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John Davis
GB

Toughest loan Made easy! Acra closed one of my toughest loans for me after many obstacles. I have been in this business for 32yrs and they by far go above and beyond to work with you honestly and upfront. Will definitely be a repeat customer.

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