Acra Lending

3 Ada Parkway, 92618, Irvine, United States
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4.50
Based on 20 Reviews

5

80.00%

4

10.00%

3

0.00%

2

0.00%

1

10.00%
About Acra Lending

With more than 40+ years of mortgage industry experience, Acra Lending is the leader in Private Mortgage Lending. We offer programs through four distinct verticals specializing in Non-QM products for Wholesale, Consumer Direct, Investor and Correspondent lending. Licensed in 40 states and DC, our suite of products and services are geared toward helping mortgage professionals and borrowers achieve their purchase and investment goals. Throughout the mortgage industry, Acra Lending is widely known for responsible lending practices, product innovation and a great customer experience.

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Anne K
GB

Brige Loan with Stephen Salanitri The process in getting this bridge loan approved and closed was tedious. However the people involved, Stephen Salanitri, Lola Cole and Amanda Goodman were fantastic. Stephen really went above and beyond to help us get this closed on time. Amanda is also amazing and went above and beyond as well!! We couldn't have done it without them!

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Kenny Kimura
GB

The greatest help & support I've been doing MLO business for more than 10 years and have been in the industry for over 20 years now. Still, I am very nervous and worried about working with newly contracted lenders. However, Acra Lending, especially my AE and his team, have wiped out my concerns. They always respond so quickly and teach me how to process efficiently and tackle with conditions in detail. I truly appreciate their service, help and support!!

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Brenda Perry
GB

Maria Bunes and Megan Willie are EXCELLENT to work with! Both Maria Bunes and Megan Willie were excellent to work with and helped make sure we closed on this loan over a week before the due date. Buyer, Seller and both agents were thrilled!! I have done several ACRA loans but this one was definitely the fastest most efficient process that I have experienced so far. Thank you to all involved especially Maria and Megan!

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Cindi M
GB

Do not ever use this company if you or… Do not ever use this company if you or your client needs a foreign national loan. While this loan is not easy, a lender should know the requirements and tell the client the correct information from the beginning. This company changed and re-changed their demands on a daily basis. Only a few days before closing, knowing the buyer lacked a SSN and was not in possession of an EIN, the buyer was then told he had to pay another 1.5 per cent PLUS bring an additional 12K to the table to close. They have no idea what they are doing and made for a very stressful transaction for everyone. The buyer was able to close quickly with another lender, good for him! Maybe they are good for loans for US citizens, but I don't recommend them for foreign national loans.

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Julie Cannon
GB

ACRA is the BEST for NON-QM LOANS I recently had two loans that were for a foreign national. These were "difficult" loans that most lenders could not do, however, Acra handled them perfectly! My AE, Stephen Salantri, and my account manager Lindsay Stafford partnered with me throughout the entire process. Without them, I would not have gotten these loans to close. They are very responsive, knowledgeable, and diligent. We also needed to move these loans through closing very fast and Alexandra Miller and Alynne Clay from the closing and funding dept. were critical in meeting our closing deadline. I highly recommend Acra Lending for all Non-QM loans. They truly help you succeed!

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