Could be better... Initial loan coordinator was unresponsive at times. She also advised initial disclosures would be sent, however it wasn't not done until after they switched coordinators and requested several times. The 2nd coordinator was helpful. Once it came to closing date closing documentation that was sent to title was incorrect. After several changes and 2 hours spent at the closing table my monthly payment for escrows is still incorrect. Overall, I was just happy the deal didn't fall through. It was not a great experience for my first time using a private lending company.

Need more transparency on appraisal and improvement on accuracy of rental rate valuation. Closing process is smooth and no crazy docs requirements. However, appraisal process needs improvements in terms of transparency (at the beginning) on how different parts of the results are applied to the loan terms, and improvements on accuracy of market rental rates to be more aligned to the real market rents of comparable properties. These all affect the DSCR, LTV and interest rate of the loan, can be substantially. These are important numbers that investors don't want to have surprises at the end of the loan process.

John Alvarez and team are great John Alvarez and team are great! They have made the funding process so easy and quick. Great communication and service. No need to look at other lenders! As a real estate investor, we will continue to use John Alvarez and his team! Thank you!

2 loans…. 1 easy process! Johnn Alvarez and Cheyenne Seymour were easy and awesome to work with! They just helped me navigate through and close 2 loans. After having a hard time finding funding for my latest projects I stumbled on Lending One and will never look back! They came through and will be my first call when I find my next project!

Johnn Alvarez and the entire LendingOne… Johnn Alvarez and the entire LendingOne team have always been amazing and part of my business. As a full time real estate investor it isn't always easy getting funding. These guys always come through. I'm not the easiest customer to deal with, but the relationship is super strong and these people know what they're doing. I have learned to really county on them and always look forward to getting the next deal closed. Highly recommend. A++