Good for emergency situations Yes, the interest is incredibly high, but I am paying it off early, which makes it easier. Plus, they helped me in a tight situation when I had no other options. Their team was super helpful, and the overall process was fast. So I appreciate Explore Credit!

Scammers and crooks This company is awful! I needed an emergency loan and received one from this company. I paid on time for a few months and then decided filing bankruptcy was the best option due to multiple other issues. I contacted them to revoke ACH which I am legally allowed to do. The company told me I needed to send them 2 months of bank statements, a selfie next to my ID and a picture of my credit card. Are you f'n kidding me? If that doesn't scream scammer, nothing does. I contacted my bank, put a stop payment on any future ACH withdrawals. So what does Explore do? They take the money out via check? Absolutely criminal. Do NOT use these guys.

Will not follow chapter 7 bankruptcy… Will not follow chapter 7 bankruptcy laws. Will not follow discharge or court orders. Continue to harass with text and phone calls from all over the usa. Even call from blocked private numbers. They try to contact you after 8pm and as early as 3am. And on weekends. Will not follow court laws at all

Thus far I had not had any problems Thus far I had not had any problems, thank goodness. After reading the reviews I will admit, I became terrified, but thus far my experience with them has been fine. Once my loan is paid, I will follow-up.

My Experience My experience, was good I applied for a loan and within the next day funds were available I recommend this to all my friends and family. The customer service is excellent as well I called for a quick question and it was kindly answered by one of the representatives.