This company is a complete fraud!! This company is a complete fraud! I just received an email from them saying that they were penalizing me with a late payment fee of $125. When I called the company to ask for verification of the paperwork, they sent me paperwork with only my name and address to reference. Also, the gentleman asked me to verify my social with him and I asked him to verify it with me and the only thing he would verify was the last two numbers of the phone number on the account. Which they were not even close to the last two numbers on my phone number. I would strongly advise anyone that looks up this company to avoid and delete and block as much as possible. It is a complete scam.

Application process The application process was good and smooth. The verification process was good until I got to adding my debit card as payment method. That didn't work to well. I called the customer support department and spoke with a representative who was kind and helpful. The only thing wrong with the call was alot of reverb. Echoing

Good for emergency situations Yes, the interest is incredibly high, but I am paying it off early, which makes it easier. Plus, they helped me in a tight situation when I had no other options. Their team was super helpful, and the overall process was fast. So I appreciate Explore Credit!

Unauthorized ACH transactions and theft Edit: No, as my loan was in 2021 and you weirdly withdrew money in 2024. I did not authorize this. I've reported it as fraud and my bank suggested filing a police report. Your ACH withdrawal privilege was withdrawn in 2021 and no one reinstated it. If my funds are not returned further action will be taken. I canceled a loan with this company within 24 hours of taking it out. I was assured I was within the legal cancelation (no interest) timeframe. The company then tried to charge me interest weeks later, and somehow today, despite me revoking their ACH privileges, took another $300 from my account. Do NOT give this company access to your bank. When I called customer service they said "we have a text from you authorizing this." UMMM NO, YOU DON'T. They are unethical and I have a feeling their reps get commission and forge approvals.

Explore Credit offers quick loan… Explore Credit offers quick loan services which is amazing. Explore Credit offers instalment loans, the amount of money you borrow you pay back in equal. The loan process Explore Credit offers is quite a fast and straightforward one.