Scammers and crooks This company is awful! I needed an emergency loan and received one from this company. I paid on time for a few months and then decided filing bankruptcy was the best option due to multiple other issues. I contacted them to revoke ACH which I am legally allowed to do. The company told me I needed to send them 2 months of bank statements, a selfie next to my ID and a picture of my credit card. Are you f'n kidding me? If that doesn't scream scammer, nothing does. I contacted my bank, put a stop payment on any future ACH withdrawals. So what does Explore do? They take the money out via check? Absolutely criminal. Do NOT use these guys.

This place is completely bs..I… This place is completely bs..I currently have a loan from them for 500 dollars and the interest rate is 599% so my payoff to these crooks is almost 4000 on 500. DO NOT USE THEM. DO NOT RECOMMEND THEM. Absolute disgusting lender and only money hungry…currently still paying this bs..am struggling hard…

Will not follow chapter 7 bankruptcy… Will not follow chapter 7 bankruptcy laws. Will not follow discharge or court orders. Continue to harass with text and phone calls from all over the usa. Even call from blocked private numbers. They try to contact you after 8pm and as early as 3am. And on weekends. Will not follow court laws at all

Application process The application process was good and smooth. The verification process was good until I got to adding my debit card as payment method. That didn't work to well. I called the customer support department and spoke with a representative who was kind and helpful. The only thing wrong with the call was alot of reverb. Echoing

Unauthorized ACH transactions and theft Edit: No, as my loan was in 2021 and you weirdly withdrew money in 2024. I did not authorize this. I've reported it as fraud and my bank suggested filing a police report. Your ACH withdrawal privilege was withdrawn in 2021 and no one reinstated it. If my funds are not returned further action will be taken. I canceled a loan with this company within 24 hours of taking it out. I was assured I was within the legal cancelation (no interest) timeframe. The company then tried to charge me interest weeks later, and somehow today, despite me revoking their ACH privileges, took another $300 from my account. Do NOT give this company access to your bank. When I called customer service they said "we have a text from you authorizing this." UMMM NO, YOU DON'T. They are unethical and I have a feeling their reps get commission and forge approvals.