Morty has very competitive rates Morty has very competitive rates and good service. Phillip and Tim were always there to answer any questions. We also took advantage of rate float down which was great. No high pressure sales pitch and bait and switch rates. Need to follow up and make sure application is moving forward but fairly simple process.

Smooth Process and Quick Responses Morty (particularly Angela and Noah) was incredibly helpful throughout the entire process. I found Morty through LendingTree and from getting quotes to final approval, each step of the way went smoothly. As first time home purchasers, we found their quick responses to our emails, texts, and phone calls very helpful to our peace of mind.

Easy and Straightforward! Working with Morty made the mortgage process really easy and straightforward! They were able to compare rates across multiple lenders, ensuring I got the best rate for the right mortgage for me. I liked the personalized focus and attention, I never felt like just another number. My Closing Lead, Jack, was super communicative and responsive, really great to work with. And, I was able to benefit from their float down option when rates dropped - I still worked with the same team at Morty, but the lender changed, it was seamless. I would highly recommend using Morty!

Most expedient option to bank... The most convenient option to finance your home. Everything was done so seamlessly - I didn't have run around to the bank or keep calling the loan officer in traditional banks. I was hesitant at first to go the online route to finance my home - but I am very glad I did. Also they offered such great interest rate - No other bank could match it!

Great rate & strong start - stumbled at the end Great rate and start to the process. Easy to submit documents, but some had to be submitted multiple times. Closing paperwork was wrong, despite me reminding of all prepaids. This led to me overpaying by over $3k, which was promptly returned to me by the closing company. Started off as my best mortgage experience, but stumbled at the end causing unnecessary stress and anxiety. All that said, I would still try Morty again, hoping that it finishes as strong as it began.