Morty has very competitive rates Morty has very competitive rates and good service. Phillip and Tim were always there to answer any questions. We also took advantage of rate float down which was great. No high pressure sales pitch and bait and switch rates. Need to follow up and make sure application is moving forward but fairly simple process.

Morty showed us great rates but their follow through sucks Morty showed us great rates. Everything was going well until the last day of the mortgage contingency when suddenly, they need tons of new paperwork from me. I feel that I am consistently having to repeat myself in emails and currently, we might not be closing on time. I'm hoping they can get everything together in the next few hours. I will update my review if the situation improves.

Very efficient document intake Very efficient document intake. Most communication was done through email and their portal website where most documents are entered. I was able to lock in a significantly lower rate than what I was quoted by others. Pretty responsive (except weekends), and was very relieved and happy to have gotten everything done within a 28 day closing period.

Thank you Michael Huggins & Tim Martinez! Michael, the loan officer, was a pleasure to work with! He was communicative during the entire process. He answered all of our questions and if he didn't know right away - he would get back to us at least the same day. We never felt out of the loop and the process was painless. Tim, the closing associate, was also communicative. He made the official closing a positive experience when we needed to meet the closing date. Buying a house is a big decision and the process isn't linear so, we are thankful that Michael and Tim were there to support us through closing! Thank you so, so much!

Morty - An Amazing Experience! Morty was a pleasure to work with and very user friendly for tech-savvy buyers. My advisor, Michael Huggins, and closer, Jack Edelman, were with me every step along the way and very accessible. Their float down program ensures that you get the best rate by closing and they are quick to respond and keep things moving seamlessly. To quote a comment from my realtor: "Wow, your lender is a beast! They are so on top of things at Morty." Thank you again Jack & Michael for a wonderful experience and helping me cross the finish line!