Too Much Documentation Noah requires as much documentation as a HELOC or 2nd. mortgage lender. Better off to simply apply for a HELOC and avoid giving a large amount to a shared equity lender like Noah.

Excellent personal one-on-one service, speedy turnaround I was absolutely amazed with the speedy turn-around of my application. I applied online on December 10 and closed on December 30. It would have taken less than 20 days if not for the Christmas holidays. It was great that my home advisor, Sang, was also a senior underwriter and she kept in touch almost everyday, giving me updates during the whole process from application thru closing, making sure that all my questions and concerns were taken care of. The closing process itself went very smoothly, thanks to Brandi, the real estate closer. She arranged for the notary to come to my house for the signing in the evening, made it really convenient for me as that was the only time I was available. Sang, Brandi and the Noah team are awesome!!!

Noah represented their professionalism… Noah represented their professionalism in such a way, that amazed me, their service impacable, they focus on handling issues in the minute. Contacts were easy, either by phone or emails. Working with Sang and her team was a pleasure. I highly recommend Noah for your financial needs.

Shared Equity Option This relatively new financing option can work well, for individuals who can take out a reverse mortgage, but for various reasons, choose not to. In my case I took a $100k option, paid off all my loans, painted inside, and out, put in a new kitchen and remodeled a bath, and still had funds left over. I used the remainder for improving the stock in my business, and I can pay off this equity share, at 10 years, or less, plus equity gain/loss. I think the real benefit of this type of asset share is you maintain control of your house, have money to maintain it, and have options at the end.

Low Risk If you believe your home value will appreciate well, then Noah is a great choice. We did a lot of research on other companies (Unison and Unlock) and decided to go with Noah because of their 18% APR cap. Especially, if you live in the area where market is doing great, it is a great idea to go with Noah since maximum money they will take from you is the money you borrow plus 18% interest per year. We are very grateful for Sang's professionalism, timeliness, and efficient communication. She is a real gem.