Elizabeth Ramirez was wonderful to work… Elizabeth Ramirez was wonderful to work with!!! She explained everything and made it happen plus gave me tips along the way. The process with Cardinal financial was so easy. She worked so well with our Realtor which made buying my first home on my own a wonderful experience!!! I would highly recommend her and her team!!!

Park City Mortgage I used Cardinal Financial to get a mortgage in Park City. The entire process was extremely simple. They are experts in the region. Importantly, the seller's agent also recognized Greg as a trustworthy lender, so when he indicated that he was confident in my ability to close, my bid was chosen.

Incredibly enjoyable through the finish line! Brian followed up with us to the detail the whole way through our new build timeline (9months!), proactively gave us heads up info, answered all of our questions and concerns, and worked with us through the finish line - not to mention very quick funding, said the Title Company - while making our experience totally enjoyable and personable! We cannot say this about other lenders we’ve worked with!! :)

Steve makes every step of the process… Steve makes every step of the process manageable. He communicates with his clients through each step and he is quickly available to answer any questions you might have. He values his clients like family and works hard to make home loans/refinancing possible. I would recommend him to help anyone who is looking to purchase a home or to refinance their existing home.

DO NOT WASTE YOUR TIME HERE DO NOT WASTE YOUR TIME HERE, as we have learned the hard way… closing date after closing date after closing date…. As lock rate fees climb climb climb. Poor communication…. At its worse. We were told our appraisal fee was refundable, yet now we have made NUMEROUS attempts by phone and email with NO REPLY! Poor poor service and total lack of communication. Beware this lender!