Shawn Croat was extremely helpful in… Shawn Croat was extremely helpful in working through the nuances of the refinance. He responded quickly to requests and provided guidance at every step along the way.

Quick, easy, responsive, great customer service Very pleased customer! I refinanced and worked with Shawn Croat. He not only gave me a great deal, but was very responsive to my calls, texts, and emails. Loan closed in 21 days and disbursed 4 days later (which is only possible if you are quick to submit all documentations they request for at the beginning and during the process). Everything was done online. Notary comes to your house for closing. Really seamless experience. Too good. Highly recommend Shawn Croats.

Great Refinance Experience We highly recommend working with Sebonic Financial. We worked with Shawn Croat, one of their loan officers. Shawn provided outstanding service in refinancing our home. We could not have chosen a better loan officer. He was easy to work with and we will definitely be recommending him to our friends and family.

I was skeptical of Sebonic when I … I was skeptical of Sebonic when I applied for a refinance via Bankrate. I hadn't heard of the company and went strictly off of the reviews. My peace of mind was put to rest by John Ruskin (Loan Originator) and Cy Lokuan(Loan Processor). Both individuals are highly responsive, diligent, and accurate in their work. In the end, Sebonic actually ended up having the cheapest rate, APR, and fees. This was compared to Guaranteed Rate and Chase. I would recommend Sebonic to any of my friends for a re-finance!

Nightmare First of all they charge more for appraisals by about 2 to $300 than anybody else. I sent document after document after document for 2 months and they kept stringing me along trying to relock it at a higher rate even though mortgage rates are going down.. I got so fed up with them I went to Quicken Loans. I would advise against using them unless of course you live on Elm Street which in case it will be a perfect fit.