At first I was skeptical about what was… At first I was skeptical about what was going to happen, but amazingly over a few months of service my score started to rise, then drop, but then rise even higher, then drop a Lil, until a year and half later from 594 score to 728 now. Not bad and it's sticking. This app motivates me to keep up with my spending, and saving, debt solutions. Thank you so much to the person who came up with this app

Credit Score was hurt more than helped - STAY AWAY I started using Self Lender back in 2020. After completing my one-year account, I signed up for another 2 year account. The original account closed and my credit score dropped 34 points - 4 points below where it had been when I started the program. When I called their customer service, I was told that they couldn’t do anything to help. After seeing this, I was afraid that, after the two year period, my credit score would take an even bigger hit, so I cancelled the program altogether. 8 months later, the account finally closed and in one day, my score dropped 64 points. I feel incredibly disappointed with my experience.

My credit score dropped and more… My credit score dropped and more importantly i had major issues with payments. We changed banks and their system wouldn't allow the change so our payments kept rejecting. They cannot apparently take any phone payments or other method. Customer service was nice but she couldn't help at all! So frustrating I closed my account. Never recommend this product.

I Absolutely LOVED what SELF did for me!! Self was referred to me by a friend of mine and I was kind of skeptical about it at first, but it turned out to be one of the best moves I've made while working towards improving my credit scores!! It definitely motivated me throughout the process, to keep going. Give it a try!!

My credit score has grew so much b/c of… My credit score has grew so much b/c of self lender. It was perfect. After making every payment on time for a year I had the option of taking the money out & keeping it or putting as much as I wanted to put down on a secured credit card. That helped me to keep that account open & give me a clean shot at a credit card. After a year of making my payments on time, self will then gave me back the money that I had down on the secured credit card. What a win!