I loved the fact that I was reminded… I loved the fact that I was reminded every month when payment was due so I would always be on time. This is an awesome program to assist with rebuilding your credit.

It is easy to use and I love it It is easy to use and I love how much my credit has improved just in six months. I could not have even thought about co-signing for an apartment for my son or getting financed for a vehicle before I started using self!

If I could leave zero I would If I could leave zero I would, I had an account and it didn’t do anything to help my credit. It has since remained with an “unpaid” balance for over 2 years, contacts to customer service is garbage, they just confirm the account is closed. I have been on hold for over an hour to speak with someone to have it removed, I’ve disputed it to the credit reporting agencies. DON’T USE THIS COMPANY!

At first I was skeptical about what was… At first I was skeptical about what was going to happen, but amazingly over a few months of service my score started to rise, then drop, but then rise even higher, then drop a Lil, until a year and half later from 594 score to 728 now. Not bad and it's sticking. This app motivates me to keep up with my spending, and saving, debt solutions. Thank you so much to the person who came up with this app

Credit Score was hurt more than helped - STAY AWAY I started using Self Lender back in 2020. After completing my one-year account, I signed up for another 2 year account. The original account closed and my credit score dropped 34 points - 4 points below where it had been when I started the program. When I called their customer service, I was told that they couldn’t do anything to help. After seeing this, I was afraid that, after the two year period, my credit score would take an even bigger hit, so I cancelled the program altogether. 8 months later, the account finally closed and in one day, my score dropped 64 points. I feel incredibly disappointed with my experience.