If I could leave zero I would If I could leave zero I would, I had an account and it didn’t do anything to help my credit. It has since remained with an “unpaid” balance for over 2 years, contacts to customer service is garbage, they just confirm the account is closed. I have been on hold for over an hour to speak with someone to have it removed, I’ve disputed it to the credit reporting agencies. DON’T USE THIS COMPANY!

Big scam Big scam, when u pay ur load or credit card off they hold your money forever. I canceled my credit card trying to get my deposit back and they sent to an old address but that’s crazy to me because the loan went to my bank account which is my Perferred payout method. Scam Alert

It really does work but there's no customer service for help I appreciate the ease of setting up both the credit builder account and the credit card, it really did help. And normally things run smoothly. But when something does go wrong it is incredibly difficult to get help, no one answers messenger, no one is available on chat, no emsil, and forget getting a human on the phone.

My credit score has grew so much b/c of… My credit score has grew so much b/c of self lender. It was perfect. After making every payment on time for a year I had the option of taking the money out & keeping it or putting as much as I wanted to put down on a secured credit card. That helped me to keep that account open & give me a clean shot at a credit card. After a year of making my payments on time, self will then gave me back the money that I had down on the secured credit card. What a win!

Up hill credit with a peace of mind. I went from a low 4/500 to in the 605 now and I was able to take my time pay back what I can as I can when I can on time at a low low low rate it helps me have zero stress about making my payments and gives me a peace of mind knowing I’m helping build my credit up in the mean time. Thank you self!!!