Credit Score was hurt more than helped - STAY AWAY I started using Self Lender back in 2020. After completing my one-year account, I signed up for another 2 year account. The original account closed and my credit score dropped 34 points - 4 points below where it had been when I started the program. When I called their customer service, I was told that they couldn’t do anything to help. After seeing this, I was afraid that, after the two year period, my credit score would take an even bigger hit, so I cancelled the program altogether. 8 months later, the account finally closed and in one day, my score dropped 64 points. I feel incredibly disappointed with my experience.

It is easy to use and I love it It is easy to use and I love how much my credit has improved just in six months. I could not have even thought about co-signing for an apartment for my son or getting financed for a vehicle before I started using self!

It really does work but there's no customer service for help I appreciate the ease of setting up both the credit builder account and the credit card, it really did help. And normally things run smoothly. But when something does go wrong it is incredibly difficult to get help, no one answers messenger, no one is available on chat, no emsil, and forget getting a human on the phone.

My credit score dropped and more… My credit score dropped and more importantly i had major issues with payments. We changed banks and their system wouldn't allow the change so our payments kept rejecting. They cannot apparently take any phone payments or other method. Customer service was nice but she couldn't help at all! So frustrating I closed my account. Never recommend this product.

At first I was skeptical about what was… At first I was skeptical about what was going to happen, but amazingly over a few months of service my score started to rise, then drop, but then rise even higher, then drop a Lil, until a year and half later from 594 score to 728 now. Not bad and it's sticking. This app motivates me to keep up with my spending, and saving, debt solutions. Thank you so much to the person who came up with this app