Selflender

515 Congress Ave, Suite 1550, 78701, Austin, United States
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3.95
Based on 20 Reviews

5

65.00%

4

5.00%

3

10.00%

2

0.00%

1

20.00%
About Selflender

Getting credit for the first time used to be an excruciatingly painful process. Self Lender gives you the tools and knowledge to establish credit history in a safe, responsible way. Self Lender provides personalized credit score tracking, credit monitoring, access to simple financial tools, and the opportunity to apply for a credit builder account. A credit builder account is a combination loan and savings program that may help you establish a good payment history - one of the most important factors in achieving a better credit score. How Credit Builder Loans Work A safer way to save money and build credit, these small loans are held in a CD account for 12 months. The account is FDIC insured, earns 0.10% APY† interest and is held for you in your name during the term. At the end of the term, your CD matures and you receive the loan in full, plus earned interest!

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Liz Hare
GB

Do not expect any level of customer… Do not expect any level of customer service. Zero confidence that if I need help in the future you will be of any help. Got bounced around and then basically made a suggestion that might solve the problem. Don't offshore your customer service. Someone reading from a script who isn't empowered to do anything and isn't adequately trained to problem solve isn't service.

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Patti
GB

Credit Score was hurt more than helped - STAY AWAY I started using Self Lender back in 2020. After completing my one-year account, I signed up for another 2 year account. The original account closed and my credit score dropped 34 points - 4 points below where it had been when I started the program. When I called their customer service, I was told that they couldn’t do anything to help. After seeing this, I was afraid that, after the two year period, my credit score would take an even bigger hit, so I cancelled the program altogether. 8 months later, the account finally closed and in one day, my score dropped 64 points. I feel incredibly disappointed with my experience.

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Sarah Marguerite Potter
GB

If I could leave zero I would If I could leave zero I would, I had an account and it didn’t do anything to help my credit. It has since remained with an “unpaid” balance for over 2 years, contacts to customer service is garbage, they just confirm the account is closed. I have been on hold for over an hour to speak with someone to have it removed, I’ve disputed it to the credit reporting agencies. DON’T USE THIS COMPANY!

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Tajia Hill
GB

I absolutely love SELF my credit had… I absolutely love SELF my credit had went from bad to good. At first I was a little scared because I’ve never had a credit card, building with self has taught me so much.

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Beverly Johnston
GB

My credit score dropped and more… My credit score dropped and more importantly i had major issues with payments. We changed banks and their system wouldn't allow the change so our payments kept rejecting. They cannot apparently take any phone payments or other method. Customer service was nice but she couldn't help at all! So frustrating I closed my account. Never recommend this product.

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