Going No Where I have been paying them to take care of my debt and it is not improving my credit at all, it has actually gone down almost 100 points since I have been with them. I am so ready to leave this company. Also I spent over an hour on the phone going in circles and was getting really irritated because of how I was talked too.

Clear violatior of the FCRA Mr. Marcus and Mr. Smith are clearly violating the Fair Credit Reporting Act. This company sent me a mailer. The mailer contained my current revolving debt level, which they could have only gotten from either one of the credit bureaus, a data reseller, or theft. The credit bureaus and resellers are required by the FCRA to put in my file the names and addresses of every ultimate user (called "end-users" in the law) of my consumer credit report. Neither "321Loans, Inc", nor any of the other companies owned by Mr. Marcus and Mr. Smith appear as end-users on my bureau reports. Which means, unless "321Loans" stole the info, someone's lying to the bureaus, which is a violation of the law. More to the point, any time you send an unsolicited mailer using consumer credit information (like overall debt levels), you must include on the mailer the disclosure required by 15 USC 1681m. That didn't appear on the mailer from them. That's illegal. Don't trust a place like this, they don't follow the laws they claim to know so well. Hopefully, they will soon meet the fate of their fellow scammer Michael Ainbinder and his "Golden EG Ventures LLC".

Thank you I am writing this to let you know your representive Alex was very very helpful, she handled our call very Professional as we where upset with some things with the company but then Resolved the issues. Thank you Alexis for your Patience and looking forward to talking with you again. Mr. Mrs Johnson

If any of you are keeping If any of you are keeping up with the 321 loans receivership you can see that the lawyers got themselfs paid what about those of us who sent them the money when do we get ours.Theypaid themselfs over a million dollars for less then 6 months of work with our money and we have not gotten squat sorry I am so mad at myself for believeing in such a scam

URGENT! URGENT!! Please go onthe FTC website regarding HAG. I have been a customer for almost three years. I cannot believe this!! I am at a Loss. The company is being investigated by the FTC and the state of Florida.