Want to lower your credit score? When you apply on cars direct they send your information out to dealers and allow them to run as many hard credit inquiries as they wish. Lowering your credit score. It happened to me. Peak kia in littleton, with the permission of cars direct did 3 hard credit inquiries on my credit report and lowered my credit score by around 30 points. And when I call them to complain they say they aren't responsible even though they are the ones giving your info away.

Excellent Company to go to When Car Shopping If you are looking for a car and aren't sure about where to start, CarsDirect.com is where you should go. They provide information on local prices, financing, insurance, deals and detailed reviews of the cars themselves so that you can get an idea of what is really best. They will get you a free quote from multiple dealers so that you can walk into a dealership informed and that alone can help save you hundreds if not thousands of dollars from a negotiating standpoint. Excellent company. Highly recommended.

Stay away from this company Not an actual loan company. They are just a broker. Got several local car dealers constantly calling which I absolutely did not want. No communication !!! Skip this place. Not transparent in any way.

Expect Unending Email Spam from Third Parties CarsDirect.com either sold or gave my name and email address to many spamming companies that have nothing to do with cars. In less than a week, I have received twenty-one emails from: Terminix, Dish Network, Andersen Replacement Windows, home warranty coverage provider, face mask seller, credit score company, roofing company, Sam's Club, Harry's Razors, Fidelity Life Insurance, ADT provider, Quicken Loans, and Mortgage News. I know that CarsDirect is responsible because I gave exclusively to them a shortened version of my name. All the spamming companies listed above used that abbreviated name in their emails to me.

Avoid at all cost All they will do is take all of your financial information (including SS number) and then sell your info to car dealers. The car dealers will want massive down payments and offer 30-40 % interest loansharking. Avoid like the plague.