Stay away from this company Not an actual loan company. They are just a broker. Got several local car dealers constantly calling which I absolutely did not want. No communication !!! Skip this place. Not transparent in any way.

Want to lower your credit score? When you apply on cars direct they send your information out to dealers and allow them to run as many hard credit inquiries as they wish. Lowering your credit score. It happened to me. Peak kia in littleton, with the permission of cars direct did 3 hard credit inquiries on my credit report and lowered my credit score by around 30 points. And when I call them to complain they say they aren't responsible even though they are the ones giving your info away.

Expect Unending Email Spam from Third Parties CarsDirect.com either sold or gave my name and email address to many spamming companies that have nothing to do with cars. In less than a week, I have received twenty-one emails from: Terminix, Dish Network, Andersen Replacement Windows, home warranty coverage provider, face mask seller, credit score company, roofing company, Sam's Club, Harry's Razors, Fidelity Life Insurance, ADT provider, Quicken Loans, and Mortgage News. I know that CarsDirect is responsible because I gave exclusively to them a shortened version of my name. All the spamming companies listed above used that abbreviated name in their emails to me.

Useless Useless. Worthless. Did nothing but send me emails asking if X U Y or Z dealer contacted me. Never got a call or any help but they generated a lead for their affiliate partner who called 2-3 times a day about credit repair

Unauthorized credit checks Unauthorized credit checks. Do not use this company please. There are so many other TRUSTING, RELIABLE, UP FRONT, and HONEST lending and comparison sites out there. Cars Direct will use your information, ruin your credit score, and throw it back in your face. Do not trust this company or recommend them to anyone please. Spread the word or you might be the next victim in a long line of unwanted, unauthorized, and unnecessary hard hits to credit reports. If there was a way to submit review with zero or fewer star ratings this would be one of them. Avoid at all costs.