Ease of process and comprehensive… Ease of process and the comprehensive approach. Only thing I would look at closer is how some of the expenses are duplicated... like child support and debts that have default judgments, etc.

The course was very informative, but credit counselors are sub par The course was very informative. The credit counselor was an idiot, though. I explained to her I entered incorrect information in the course and tried to correct it, but it would not delete it completely. She just kept repeating herself about how I can't enter in information if it's incorrect. Duh! After several circles in conversation, she then slammed her hand on her desk so loud my husband and I could hear it over the phone. I just finally said "okay" because she couldn't seem to grasp that I understood the issue, and had tried to remedy it, but was unable to. Hire smarter people that have better skills in communication!

Very responsive via email Very responsive via email. The course is actually very helpful as well. Strongly suggest taking it seriously. Can learn a lot and potentially save yourself some trials in life.

Because I'm alluding to it and I know… Because I'm alluding to it and I know that in the future I'll take it very much into account.

Thanks for pretty thorough analysis of… Thanks for pretty thorough analysis of the main financial aspect of the situation. Hopefully will aid me in setting up with my attorney and the Trustee to resolve the case and be set to avoid further difficulties in the years ahead for me.